2027 Medicare plans in Kern County, CA
The Medicare Advantage and Part D drug plans sold in Kern County, California for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 52 plans from 14 insurance companies
- Medicare Advantage plans with drug coverage: 18, premiums $0 to $40 a month; 14 have a $0 premium
- Part D drug plans: 10, premiums $5.30 to $252.60 a month
- Plans with a CMS star rating of 4 or more: 16
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (18)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $355 | $0 | $2,000 | ★ 3.0 |
| Aetna Medicare Prime Value Plus (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $599 | ★ 2.5 |
| Aetna Medicare Signature (HMO)Aetna Medicare · HMO · drug deductible $700 | $0 | $2,000 | ★ 2.5 |
| Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO · drug deductible $700 | $0 | $2,000 | ★ 3.0 |
| Alignment Health Platinum 057 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $1,000 | ★ 3.5 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS · drug deductible $110 | $0 | $2,800 | ★ 3.5 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $395 | $0 | $1,200 | ★ 3.0 |
| Blue Shield 65 Plus (HMO)Blue Shield of California · HMO · drug deductible $475 | $0 | $2,750 | ★ 4.0 |
| Champion Ally (HMO)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Humana Gold Plus Giveback H5619-150 (HMO)Humana · HMO · drug deductible $700 | $0 | $5,000 | ★ 4.0 |
| Humana Gold Plus H5619-116 (HMO)Humana · HMO · drug deductible $200 | $0 | $2,100 | ★ 4.0 |
| Humana Gold Plus H5619-191 (HMO)Humana · HMO · drug deductible $200 | $0 | $3,200 | ★ 4.0 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Kaiser Permanente Senior Advantage Basic Kern (HMO)Kaiser Permanente · HMO · drug deductible $0 | $0 | $3,900 | ★ 4.5 |
| Alignment Health Honor Plus 060 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Aetna Medicare Signature Legacy (HMO)Aetna Medicare · HMO · drug deductible $700 | $10 | $2,000 | ★ 3.0 |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO)Kaiser Permanente · HMO · drug deductible $0 | $29 | $1,900 | ★ 4.5 |
| Alignment Health My Choice 061 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $40 | $4,900 | ★ 3.5 |
Medicare Advantage plans without drug coverage (3)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $5,900 | ★ 3.0 |
| Humana USAA Honor Giveback (HMO)Humana · HMO | $0 | $5,250 | ★ 4.0 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · HMO | $0 | $2,999 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (21)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Alignment Health Heart & Diabetes 048 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,990 | ★ 3.5 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP)Anthem Blue Cross · HMO · drug deductible $105 | $0 | $9,850 | ★ 3.0 |
| Anthem Kidney Care (PPO C-SNP)Anthem Blue Cross and Blue Shield · PPO · drug deductible $0 | $0 | $9,850 | ★ 3.0 |
| Champion Advantage (HMO-POS C-SNP)Champion Heath Plan · HMO-POS · drug deductible $0 | $0 | $999 | Not rated |
| Champion Care (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Champion Compass (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $0 | $0 | $999 | Not rated |
| Champion Connect (HMO-POS C-SNP)Champion Heath Plan · HMO-POS · drug deductible $700 | $0 | $9,850 | Not rated |
| Champion Home (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Champion Secure (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP)Kaiser Permanente · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| UHC Complete Care CA-27P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $355 | $0 | $2,000 | ★ 3.0 |
| UHC Complete Care Support CA-4AP (HMO C-SNP)UnitedHealthcare · HMO · drug deductible $100 | $0 | $9,850 | ★ 3.0 |
| Wellcare Health Net Dual Liberty (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare Specialty Simple (HMO C-SNP)Wellcare · HMO · drug deductible $700 | $0 | $1,000 | ★ 3.5 |
| Champion Choice (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $2.60 | $9,850 | Not rated |
| Imperial Flex (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $450 | $2.70 | $9,850 | ★ 4.0 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Champion Plus (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
| Kern Family Health Care Medicare (HMO D-SNP)Kern Family Health Care Medicare (D-SNP) · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $118.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $130.30 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $170.80 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $191.20 | $350 | ★ 4.5 |
| Blue Shield Rx Plus (PDP)Blue Shield of California · PDP | $210 | $700 | ★ 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $242.60 | $300 | ★ 3.0 |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · PDP | $252.60 | $200 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.