2027 Medicare plans in Merced County, CA
The Medicare Advantage and Part D drug plans sold in Merced County, California for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 28 plans from 9 insurance companies
- Medicare Advantage plans with drug coverage: 7, premiums $0 to $99 a month; 4 have a $0 premium
- Part D drug plans: 10, premiums $5.30 to $252.60 a month
- Plans with a CMS star rating of 4 or more: 8
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (7)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Alignment Health My Choice 050 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $3,499 | ★ 3.5 |
| Alignment Health ONE + Walgreens 035 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,300 | ★ 3.5 |
| Alignment Health Smart 040 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $3,999 | ★ 3.5 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Alignment Health Honor Plus 060 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Blue Shield Inspire (HMO)Blue Shield of California · HMO · drug deductible $475 | $61 | $5,100 | ★ 4.0 |
| AARP Medicare Advantage from UHC CA-0010 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $99 | $7,150 | ★ 3.0 |
Medicare Advantage plans without drug coverage (1)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · HMO | $0 | $2,999 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (10)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,900 | ★ 3.5 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,990 | ★ 3.5 |
| Anthem Kidney Care (PPO C-SNP)Anthem Blue Cross and Blue Shield · PPO · drug deductible $0 | $0 | $9,850 | ★ 3.0 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0.10 | $9,850 | ★ 3.5 |
| Imperial Flex (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $450 | $2.70 | $9,850 | ★ 4.0 |
| Alignment Health Clarity Plus 042 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| TotalCare (HMO D-SNP)Central California Alliance for Health · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $118.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $130.30 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $170.80 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $191.20 | $350 | ★ 4.5 |
| Blue Shield Rx Plus (PDP)Blue Shield of California · PDP | $210 | $700 | ★ 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $242.60 | $300 | ★ 3.0 |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · PDP | $252.60 | $200 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.