2027 Medicare plans in Orange County, CA
The Medicare Advantage and Part D drug plans sold in Orange County, California for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 121 plans from 18 insurance companies
- Medicare Advantage plans with drug coverage: 57, premiums $0 to $99 a month; 49 have a $0 premium
- Part D drug plans: 10, premiums $5.30 to $252.60 a month
- Plans with a CMS star rating of 4 or more: 46
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (57)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC CA-005P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $800 | ★ 3.0 |
| AARP Medicare Advantage from UHC CA-021P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $800 | ★ 3.0 |
| AARP Medicare Advantage from UHC CA-46 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $2,900 | ★ 3.0 |
| AARP Medicare Advantage Giveback from UHC CA-31P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $800 | ★ 3.0 |
| Advantage Care (HMO)Align Senior Care · HMO · drug deductible $150 | $0 | $2,900 | Not rated |
| Aetna Medicare Prime (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $599 | ★ 3.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · HMO · drug deductible $300 | $0 | $599 | ★ 2.5 |
| Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO · drug deductible $300 | $0 | $599 | ★ 3.0 |
| Alignment Health My Choice 001 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $550 | ★ 3.5 |
| Alignment Health My Choice 050 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $3,499 | ★ 3.5 |
| Alignment Health Platinum + Instacart 008 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 3.5 |
| Alignment Health Platinum Preferred 004 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $999 | Not rated |
| Alignment Health Smart 013 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $2,499 | ★ 3.5 |
| Alignment Health Smart 047 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $2,899 | ★ 3.5 |
| Alignment Health ValorCare 053 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $6,000 | ★ 3.5 |
| Anthem I CareMore Medicare Advantage (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $145 | $0 | $1,000 | ★ 3.0 |
| Anthem I CareMore Medicare Advantage 2 (HMO-POS)Anthem Blue Cross · HMO-POS · drug deductible $85 | $0 | $1,500 | ★ 3.5 |
| Anthem I CareMore Premium Savings (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $145 | $0 | $1,000 | ★ 3.0 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS · drug deductible $255 | $0 | $7,550 | ★ 3.5 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $490 | $0 | $800 | ★ 3.0 |
| Anthem Select (HMO-POS)Anthem Blue Cross · HMO-POS · drug deductible $200 | $0 | $800 | ★ 3.5 |
| Astiva Health Savings Plan (HMO)Astiva Health · HMO · drug deductible $0 | $0 | $3,450 | ★ 4.0 |
| Blue Shield 65 Plus (HMO)Blue Shield of California · HMO · drug deductible $390 | $0 | $1,300 | ★ 4.0 |
| Blue Shield 65 Plus Plan 2 (HMO)Blue Shield of California · HMO · drug deductible $390 | $0 | $1,850 | ★ 4.0 |
| Blue Shield Advantage (HMO)Blue Shield of California · HMO · drug deductible $300 | $0 | $299 | ★ 4.0 |
| Blue Shield AdvantageOptimum Plan (HMO)Blue Shield of California · HMO · drug deductible $350 | $0 | $3,600 | ★ 3.5 |
| Blue Shield Inspire (HMO)Blue Shield of California · HMO · drug deductible $300 | $0 | $499 | ★ 4.0 |
| CareMore Health Plan by SCAN (HMO)SCAN Health Plan · HMO · drug deductible $150 | $0 | $299 | ★ 4.0 |
| Central Health Harmony 001 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $498 | Not rated |
| Champion Ally (HMO)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Champion Anwell (HMO)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Clever Care Longevity (HMO)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 4.5 |
| Clever Care Value (HMO)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $1,999 | ★ 4.5 |
| Humana Gold Plus Giveback H5619-146 (HMO)Humana · HMO · drug deductible $700 | $0 | $2,700 | ★ 4.0 |
| Humana Gold Plus H3767-002 (HMO)Humana · HMO · drug deductible $250 | $0 | $999 | Not rated |
| Humana Gold Plus H5619-021 (HMO)Humana · HMO · drug deductible $250 | $0 | $799 | ★ 4.0 |
| Humana USAA Honor Giveback with Rx (PPO)Humana · PPO · drug deductible $700 | $0 | $6,400 | ★ 4.0 |
| HumanaChoice H5525-075 (PPO)Humana · PPO · drug deductible $700 | $0 | $4,350 | ★ 4.0 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO)Kaiser Permanente · HMO · drug deductible $0 | $0 | $999 | ★ 4.5 |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO)Kaiser Permanente · HMO · drug deductible $0 | $0 | $2,900 | ★ 4.5 |
| SCAN Baekse (HMO)SCAN Health Plan · HMO · drug deductible $200 | $0 | $499 | ★ 4.0 |
| SCAN Classic (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $399 | ★ 4.0 |
| SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $299 | ★ 4.0 |
| SCAN Inclusive (HMO)SCAN Health Plan · HMO · drug deductible $250 | $0 | $999 | ★ 4.0 |
| SCAN Select (HMO)SCAN Health Plan · HMO · drug deductible $700 | $0 | $6,700 | ★ 4.0 |
| SCAN Venture (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $1,000 | ★ 4.0 |
| Wellcare Simple (HMO)Wellcare · HMO · drug deductible $700 | $0 | $4,500 | ★ 3.5 |
| Wellcare Simple Focus (HMO)Wellcare · HMO · drug deductible $700 | $0 | $3,200 | ★ 3.5 |
| Alignment Health Honor Plus 060 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Aetna Medicare Signature Legacy (HMO)Aetna Medicare · HMO · drug deductible $700 | $10 | $2,000 | ★ 3.0 |
| SCAN Inspired by women for women (HMO)SCAN Health Plan · HMO · drug deductible $370 | $15 | $999 | ★ 4.0 |
| SCAN Prime (HMO)SCAN Health Plan · HMO · drug deductible $370 | $20 | $2,499 | ★ 4.0 |
| Wellcare Low Premium (HMO)Wellcare · HMO · drug deductible $700 | $42 | $4,150 | ★ 3.5 |
| AARP Medicare Advantage from UHC CA-33P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $46 | $800 | ★ 3.0 |
| HumanaChoice H5525-074 (PPO)Humana · PPO · drug deductible $700 | $49 | $3,650 | ★ 4.0 |
| Alignment Health Platinum Preferred+ 005 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $99 | $1,499 | Not rated |
Medicare Advantage plans without drug coverage (5)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $5,900 | ★ 3.0 |
| Aetna Medicare Eagle (HMO)Aetna Medicare · HMO | $0 | $4,450 | ★ 3.0 |
| Humana USAA Honor Giveback (HMO)Humana · HMO | $0 | $5,250 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,750 | ★ 4.0 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · HMO | $0 | $2,999 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (49)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $299 | ★ 3.0 |
| Alignment Health Balance 033 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,499 | ★ 3.5 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,900 | ★ 3.5 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $990 | ★ 3.5 |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Anthem I CareMore Chronic Care (HMO-POS C-SNP)Anthem Blue Cross · HMO-POS · drug deductible $100 | $0 | $800 | ★ 3.5 |
| Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $250 | $0 | $499 | ★ 3.0 |
| Anthem I CareMore Home Care (HMO I-SNP)Anthem Blue Cross · HMO · drug deductible $100 | $0 | $700 | ★ 3.5 |
| Anthem I CareMore Kidney Care (HMO-POS C-SNP)Anthem Blue Cross · HMO-POS · drug deductible $150 | $0 | $800 | ★ 3.5 |
| Anthem I CareMore Lung Care (HMO-POS C-SNP)Anthem Blue Cross · HMO-POS · drug deductible $100 | $0 | $499 | ★ 3.5 |
| Anthem I CareMore Lung Care 2 (HMO-POS C-SNP)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $250 | $0 | $499 | ★ 3.0 |
| Astiva Health C-SNP Bloom (HMO C-SNP)Astiva Health · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.0 |
| Astiva Health C-SNP Deluxe (HMO C-SNP)Astiva Health · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.0 |
| Astiva Health C-SNP Fountain (HMO C-SNP)Astiva Health · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.0 |
| Astiva Health C-SNP WOW (HMO C-SNP)Astiva Health · HMO · drug deductible $500 | $0 | $9,250 | ★ 4.0 |
| Champion Advantage (HMO-POS C-SNP)Champion Heath Plan · HMO-POS · drug deductible $0 | $0 | $999 | Not rated |
| Champion Care (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Champion Compass (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $0 | $0 | $999 | Not rated |
| Champion Connect (HMO-POS C-SNP)Champion Heath Plan · HMO-POS · drug deductible $700 | $0 | $9,850 | Not rated |
| Champion Home (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Champion Secure (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Clever Care Breathe Select+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 4.5 |
| Clever Care Breathe+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Clever Care Total Choice+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 4.5 |
| Clever Care Total+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Kaiser Permanente Dual Complete South P10 (HMO D-SNP)Kaiser Permanente · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Premier Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $50 | $0 | $1,900 | Not rated |
| SCAN Balance (HMO C-SNP)SCAN Health Plan · HMO · drug deductible $370 | $0 | $199 | ★ 4.0 |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP)VillageHealth · HMO-POS · drug deductible $370 | $0 | $2,950 | Not rated |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP)VillageHealth · HMO-POS · drug deductible $175 | $0 | $9,850 | Not rated |
| SCAN Embrace (HMO I-SNP)SCAN Health Plan · HMO · drug deductible $0 | $0 | $799 | ★ 4.0 |
| SCAN Embrace Together (HMO I-SNP)SCAN Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| SCAN Strive (HMO C-SNP)SCAN Health Plan · HMO · drug deductible $450 | $0 | $9,850 | ★ 4.0 |
| UHC Complete Care CA-19P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $800 | ★ 3.0 |
| UHC Complete Care Support CA-2AP (HMO C-SNP)UnitedHealthcare · HMO · drug deductible $100 | $0 | $9,850 | ★ 3.0 |
| Wellcare Health Net Dual Liberty (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare Specialty Simple (HMO C-SNP)Wellcare · HMO · drug deductible $700 | $0 | $1,000 | ★ 3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0.10 | $9,850 | ★ 3.5 |
| Champion Choice (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $2.60 | $9,850 | Not rated |
| Imperial Flex (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $450 | $2.70 | $9,850 | ★ 4.0 |
| Alignment Health Clarity Plus 042 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| CalOptima Health OneCare Complete (HMO D-SNP)CalOptima Health OneCare · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Central Health Harmony Plus 002 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
| Champion Plus (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
| SCAN Ansim Care (HMO C-SNP)SCAN Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 4.0 |
| Senior Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $118.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $130.30 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $170.80 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $191.20 | $350 | ★ 4.5 |
| Blue Shield Rx Plus (PDP)Blue Shield of California · PDP | $210 | $700 | ★ 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $242.60 | $300 | ★ 3.0 |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · PDP | $252.60 | $200 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.