2027 Medicare plans in Riverside County, CA
The Medicare Advantage and Part D drug plans sold in Riverside County, California for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 98 plans from 20 insurance companies
- Medicare Advantage plans with drug coverage: 43, premiums $0 to $49 a month; 39 have a $0 premium
- Part D drug plans: 10, premiums $5.30 to $252.60 a month
- Plans with a CMS star rating of 4 or more: 40
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (43)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0015 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $999 | ★ 3.0 |
| AARP Medicare Advantage from UHC CA-006P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $999 | ★ 3.0 |
| AARP Medicare Advantage from UHC CA-022P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $999 | ★ 3.0 |
| AARP Medicare Advantage Giveback from UHC CA-32P (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $999 | ★ 3.0 |
| Advantage Care (HMO)Align Senior Care · HMO · drug deductible $150 | $0 | $2,900 | Not rated |
| Aetna Medicare Prime (HMO)Aetna Medicare · HMO · drug deductible $700 | $0 | $299 | ★ 3.0 |
| Aetna Medicare Prime Extra (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $299 | ★ 2.5 |
| Aetna Medicare Prime Value Plus (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $599 | ★ 2.5 |
| Aetna Medicare Signature (HMO)Aetna Medicare · HMO · drug deductible $600 | $0 | $599 | ★ 2.5 |
| Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO · drug deductible $700 | $0 | $599 | ★ 3.0 |
| Alignment Health My Choice 001 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $550 | ★ 3.5 |
| Alignment Health My Choice 050 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $3,499 | ★ 3.5 |
| Alignment Health Smart 013 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $2,499 | ★ 3.5 |
| Alignment Health Smart 047 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $2,899 | ★ 3.5 |
| Alignment Health ValorCare 053 (HMO)Alignment Health Plan · HMO · drug deductible $0 | $0 | $6,000 | ★ 3.5 |
| Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS · drug deductible $270 | $0 | $800 | ★ 3.0 |
| Anthem Select (HMO-POS)Anthem Blue Cross · HMO-POS · drug deductible $100 | $0 | $1,800 | ★ 3.5 |
| Astiva Health Savings Plan (HMO)Astiva Health · HMO · drug deductible $0 | $0 | $3,450 | ★ 4.0 |
| Blue Shield 65 Plus (HMO)Blue Shield of California · HMO · drug deductible $390 | $0 | $2,800 | ★ 4.0 |
| Blue Shield 65 Plus Choice Plan (HMO)Blue Shield of California · HMO · drug deductible $390 | $0 | $950 | ★ 4.0 |
| Champion Ally (HMO)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Clever Care Longevity (HMO)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 4.5 |
| Clever Care Value (HMO)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $1,999 | ★ 4.5 |
| Elite Core HMO (HMO)Elite Health Plan, Inc. · HMO · drug deductible $150 | $0 | $2,400 | Not rated |
| Elite Signature HMO (HMO)Elite Health Plan, Inc. · HMO · drug deductible $0 | $0 | $500 | Not rated |
| Humana Gold Plus Giveback H5619-150 (HMO)Humana · HMO · drug deductible $700 | $0 | $5,000 | ★ 4.0 |
| Humana Gold Plus H5619-178 (HMO)Humana · HMO · drug deductible $700 | $0 | $799 | ★ 4.0 |
| Humana Gold Plus H5619-191 (HMO)Humana · HMO · drug deductible $200 | $0 | $3,200 | ★ 4.0 |
| Humana USAA Honor Giveback with Rx (PPO)Humana · PPO · drug deductible $700 | $0 | $6,400 | ★ 4.0 |
| HumanaChoice H5525-075 (PPO)Humana · PPO · drug deductible $700 | $0 | $4,350 | ★ 4.0 |
| Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Kaiser Permanente Senior Advantage Inland Empire (HMO)Kaiser Permanente · HMO · drug deductible $0 | $0 | $2,500 | ★ 4.5 |
| Kaiser Permanente Sr Advantage Inland Empire Value (HMO)Kaiser Permanente · HMO · drug deductible $0 | $0 | $4,450 | ★ 4.5 |
| SCAN Classic (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $399 | ★ 4.0 |
| SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $399 | ★ 4.0 |
| SCAN Desert Choice (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $2,050 | ★ 4.0 |
| SCAN Inclusive (HMO)SCAN Health Plan · HMO · drug deductible $250 | $0 | $999 | ★ 4.0 |
| SCAN Venture (HMO)SCAN Health Plan · HMO · drug deductible $370 | $0 | $1,900 | ★ 4.0 |
| Wellcare Simple Focus (HMO)Wellcare · HMO · drug deductible $700 | $0 | $1,000 | ★ 3.5 |
| Alignment Health Honor Plus 060 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Aetna Medicare Signature Legacy (HMO)Aetna Medicare · HMO · drug deductible $700 | $10 | $2,000 | ★ 3.0 |
| Wellcare Low Premium (HMO)Wellcare · HMO · drug deductible $700 | $47 | $4,500 | ★ 3.5 |
| HumanaChoice H5525-074 (PPO)Humana · PPO · drug deductible $700 | $49 | $3,650 | ★ 4.0 |
Medicare Advantage plans without drug coverage (4)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $5,900 | ★ 3.0 |
| Humana USAA Honor Giveback (HMO)Humana · HMO | $0 | $5,250 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,750 | ★ 4.0 |
| Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · HMO | $0 | $2,999 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (41)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $299 | ★ 3.0 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $1,900 | ★ 3.5 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $0 | $0 | $990 | ★ 3.5 |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Astiva Health C-SNP Bloom (HMO C-SNP)Astiva Health · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.0 |
| Astiva Health C-SNP Deluxe (HMO C-SNP)Astiva Health · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.0 |
| Astiva Health C-SNP Fountain (HMO C-SNP)Astiva Health · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.0 |
| Astiva Health C-SNP WOW (HMO C-SNP)Astiva Health · HMO · drug deductible $500 | $0 | $9,250 | ★ 4.0 |
| Champion Advantage (HMO-POS C-SNP)Champion Heath Plan · HMO-POS · drug deductible $0 | $0 | $999 | Not rated |
| Champion Care (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $0 | $0 | $499 | Not rated |
| Champion Compass (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $0 | $0 | $999 | Not rated |
| Champion Connect (HMO-POS C-SNP)Champion Heath Plan · HMO-POS · drug deductible $700 | $0 | $9,850 | Not rated |
| Champion Home (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Champion Secure (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Clever Care Breathe Select+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 4.5 |
| Clever Care Breathe+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Clever Care Total Choice+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $0 | $0 | $499 | ★ 4.5 |
| Clever Care Total+ (HMO C-SNP)Clever Care Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $0 | $0 | $295 | ★ 4.0 |
| Kaiser Permanente Dual Complete South P6 (HMO D-SNP)Kaiser Permanente · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Premier Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $50 | $0 | $1,900 | Not rated |
| SCAN Balance (HMO C-SNP)SCAN Health Plan · HMO · drug deductible $370 | $0 | $399 | ★ 4.0 |
| SCAN Connections (HMO D-SNP)SCAN Health Plan · HMO · drug deductible $175 | $0 | $9,850 | ★ 4.0 |
| SCAN Connections at Home (HMO D-SNP)SCAN Health Plan · HMO · drug deductible $175 | $0 | $9,850 | ★ 4.0 |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP)VillageHealth · HMO-POS · drug deductible $370 | $0 | $2,950 | Not rated |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP)VillageHealth · HMO-POS · drug deductible $175 | $0 | $9,850 | Not rated |
| SCAN Strive (HMO C-SNP)SCAN Health Plan · HMO · drug deductible $450 | $0 | $9,850 | ★ 4.0 |
| UHC Complete Care CA-20P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $999 | ★ 3.0 |
| UHC Complete Care Support CA-3AP (HMO C-SNP)UnitedHealthcare · HMO · drug deductible $100 | $0 | $9,850 | ★ 3.0 |
| Wellcare Health Net Dual Liberty (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare Specialty Simple (HMO C-SNP)Wellcare · HMO · drug deductible $700 | $0 | $1,000 | ★ 3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $0.10 | $9,850 | ★ 3.5 |
| Champion Choice (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $2.60 | $9,850 | Not rated |
| Imperial Flex (HMO C-SNP)Imperial Health Plan of California, Inc. · HMO · drug deductible $450 | $2.70 | $9,850 | ★ 4.0 |
| Alignment Health Clarity Plus 042 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Champion Plus (HMO C-SNP)Champion Heath Plan · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
| IEHP DualChoice (HMO D-SNP)IEHP DualChoice · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| Molina Medicare Complete Care Plus (HMO D-SNP)Molina Healthcare of California · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 3.0 |
| Senior Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $118.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $130.30 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $170.80 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $191.20 | $350 | ★ 4.5 |
| Blue Shield Rx Plus (PDP)Blue Shield of California · PDP | $210 | $700 | ★ 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $242.60 | $300 | ★ 3.0 |
| Blue Shield Rx Enhanced (PDP)Blue Shield of California · PDP | $252.60 | $200 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.