2027 Medicare plans in Larimer County, CO
The Medicare Advantage and Part D drug plans sold in Larimer County, Colorado for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 54 plans from 11 insurance companies
- Medicare Advantage plans with drug coverage: 19, premiums $0 to $55 a month; 14 have a $0 premium
- Part D drug plans: 8, premiums $5.30 to $260.20 a month
- Plans with a CMS star rating of 4 or more: 34
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (19)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $5,500 | ★ 4.0 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.0 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · drug deductible $325 | $0 | $9,850 | ★ 3.5 |
| DEVOTED CHOICE 001 CO (PPO)Devoted Health · PPO · drug deductible $461 | $0 | $6,050 | ★ 3.0 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO)Devoted Health · PPO · drug deductible $461 | $0 | $8,950 | ★ 3.0 |
| DEVOTED CORE 001 CO (HMO)Devoted Health · HMO · drug deductible $461 | $0 | $4,900 | ★ 4.0 |
| DEVOTED GIVEBACK EXTRAS 020 CO (HMO)Devoted Health · HMO · drug deductible $700 | $0 | $7,000 | ★ 4.0 |
| HealthSpring Preferred (HMO)HealthSpring · HMO · drug deductible $400 | $0 | $7,150 | Not rated |
| HealthSpring True Choice (PPO)HealthSpring · PPO · drug deductible $700 | $0 | $9,500 | ★ 3.0 |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $450 | $0 | $7,850 | ★ 4.0 |
| Humana Total Complete (HMO)Humana · HMO · drug deductible $0 | $0 | $4,980 | ★ 4.5 |
| Humana Total Complete (HMO)Humana · HMO · drug deductible $0 | $0 | $4,825 | Not rated |
| Kaiser Permanente Senior Advantage Core North (HMO-POS)Kaiser Permanente · HMO-POS · drug deductible $0 | $0 | $6,600 | ★ 4.0 |
| Select Health Medicare Essential (HMO)Select Health · HMO · drug deductible $700 | $0 | $7,100 | ★ 4.0 |
| Aetna Medicare Value Care (PPO)Aetna Medicare · PPO · drug deductible $700 | $18.40 | $7,150 | ★ 4.0 |
| HumanaChoice H5216-223 (PPO)Humana · PPO · drug deductible $300 | $20 | $4,900 | ★ 4.0 |
| AARP Medicare Advantage from UHC CO-0003 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $32 | $4,300 | ★ 4.0 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $400 | $53 | $6,700 | ★ 4.0 |
| Kaiser Permanente Senior Advantage Silver North (HMO-POS)Kaiser Permanente · HMO-POS · drug deductible $0 | $55 | $4,400 | ★ 4.0 |
Medicare Advantage plans without drug coverage (5)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CO-MA02 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $5,500 | ★ 4.0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO | $0 | $5,500 | ★ 4.0 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO)Devoted Health · PPO | $0 | $7,900 | ★ 3.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,200 | ★ 4.0 |
| Select Health Medicare Veterans (HMO)Select Health · HMO | $0 | $6,750 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (22)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| DEVOTED C-SNP ENHANCED 010 CO (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $5,400 | ★ 4.0 |
| DEVOTED C-SNP GIVEBACK EXTRAS 017 CO (HMO C-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $7,000 | ★ 4.0 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $9,850 | ★ 4.0 |
| DEVOTED DUAL 007 CO (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $4,450 | ★ 4.0 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Humana Dual Select H0028-079 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $6,750 | ★ 4.5 |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP)Humana · PPO · drug deductible $0 | $0 | $9,850 | ★ 4.5 |
| UHC Complete Care CO-19 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $5,900 | ★ 4.0 |
| UHC Nursing Home Plan CO-F001 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 5.0 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP)Humana · PPO · drug deductible $700 | $2.10 | $9,850 | ★ 4.0 |
| Anthem Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $700 | $18.40 | $9,850 | ★ 3.5 |
| HealthSpring TotalCare (HMO D-SNP)HealthSpring · HMO · drug deductible $700 | $18.40 | $9,850 | Not rated |
| HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · HMO · drug deductible $700 | $18.40 | $9,850 | Not rated |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO · drug deductible $700 | $18.40 | $9,850 | Not rated |
| UHC Dual Advantage CO-V1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $18.40 | $5,900 | ★ 4.5 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $18.40 | $9,850 | ★ 3.5 |
| UHC Dual Complete CO-Q2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $18.40 | $9,850 | ★ 4.5 |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $18.40 | $9,850 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (8)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $11.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $102.30 | $687 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $126.50 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $156.40 | $350 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $211.70 | $700 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $260.20 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.