2027 Medicare plans in Palm Beach County, FL
The Medicare Advantage and Part D drug plans sold in Palm Beach County, Florida for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 122 plans from 21 insurance companies
- Medicare Advantage plans with drug coverage: 38, premiums $0 to $173 a month; 32 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $326 a month
- Plans with a CMS star rating of 4 or more: 87
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (38)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0015 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $4,450 | ★ 4.0 |
| AARP Medicare Advantage from UHC FL-0026 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Select (HMO)Aetna Medicare · HMO · drug deductible $0 | $0 | $3,400 | ★ 4.0 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.0 |
| BlueMedicare Premier (HMO)Florida Blue HMO · HMO · drug deductible $350 | $0 | $2,900 | ★ 3.5 |
| BlueMedicare Value (PPO)Florida Blue · PPO · drug deductible $700 | $0 | $9,250 | ★ 3.0 |
| CareAccess (HMO)CarePlus Health Plans, Inc. · HMO · drug deductible $0 | $0 | $2,250 | ★ 4.0 |
| CareFree Giveback (HMO)CarePlus Health Plans, Inc. · HMO · drug deductible $700 | $0 | $5,000 | ★ 4.0 |
| CareFree Platinum Giveback (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS · drug deductible $700 | $0 | $3,400 | ★ 4.0 |
| CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS · drug deductible $0 | $0 | $750 | ★ 4.0 |
| DEVOTED CORE 003 FL (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $3,950 | ★ 4.5 |
| DEVOTED CORE 037 FL (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $3,900 | ★ 4.5 |
| DEVOTED CORE 064 FL (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $3,900 | ★ 4.5 |
| DEVOTED GIVEBACK 015 FL (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $7,150 | ★ 4.5 |
| DEVOTED GIVEBACK EXTRAS 114 FL (HMO)Devoted Health · HMO · drug deductible $700 | $0 | $5,150 | ★ 4.5 |
| Freedom Medicare Plan Rx (HMO)Freedom Health, Inc. · HMO · drug deductible $0 | $0 | $4,450 | ★ 4.0 |
| HealthSun HealthAdvantage Plan (HMO)HealthSun Health Plans, Inc. · HMO · drug deductible $0 | $0 | $3,450 | ★ 4.5 |
| HealthSun HealthAdvantage Plus (HMO)HealthSun Health Plans, Inc. · HMO · drug deductible $0 | $0 | $3,450 | ★ 4.5 |
| Humana Gold Plus Giveback H1036-305 (HMO)Humana · HMO · drug deductible $0 | $0 | $3,850 | ★ 4.5 |
| Humana Gold Plus H1036-062C (HMO)Humana · HMO · drug deductible $0 | $0 | $1,625 | ★ 4.5 |
| HumanaChoice Florida H5216-068 (PPO)Humana · PPO · drug deductible $700 | $0 | $3,900 | ★ 4.0 |
| HumanaChoice Florida H7617-107 (PPO)Humana · PPO · drug deductible $700 | $0 | $3,900 | ★ 4.5 |
| HumanaChoice Giveback H5216-311 (PPO)Humana · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.0 |
| HumanaChoice Giveback H7617-110 (PPO)Humana · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| HumanaChoice Giveback H7617-145 (PPO)Humana · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| Prominence Extra Help (HMO)Prominence Health Plan · HMO · drug deductible $700 | $0 | $2,500 | ★ 4.5 |
| Prominence Giveback (HMO)Prominence Health Plan · HMO · drug deductible $0 | $0 | $7,500 | ★ 4.5 |
| Prominence Plus (HMO)Prominence Health Plan · HMO · drug deductible $0 | $0 | $2,000 | ★ 4.5 |
| Solis Healthy Living Plan (HMO)Solis Health Plans · HMO · drug deductible $0 | $0 | $2,900 | ★ 4.5 |
| UHC Preferred Medicare Advantage FL-002P (HMO)UnitedHealthcare · HMO · drug deductible $405 | $0 | $3,400 | ★ 4.0 |
| Wellcare Giveback (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $5,000 | ★ 4.0 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $2,700 | ★ 4.0 |
| HumanaChoice R5826-074 (Regional PPO)Humana · PPO · drug deductible $700 | $35 | $7,550 | ★ 4.0 |
| HumanaChoice Florida H7284-008 (PPO)Humana · PPO · drug deductible $700 | $52 | $4,150 | ★ 3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)UnitedHealthcare · PPO · drug deductible $685 | $127 | $9,850 | ★ 3.5 |
| Prominence Meridian (HMO-POS)Prominence Health Plan · HMO-POS · drug deductible $350 | $159 | $3,000 | ★ 4.5 |
| HumanaChoice R5826-005 (Regional PPO)Humana · PPO · drug deductible $700 | $161 | $6,700 | ★ 4.0 |
| BlueMedicare Select (PPO)Florida Blue · PPO · drug deductible $700 | $173 | $7,500 | ★ 3.0 |
Medicare Advantage plans without drug coverage (11)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)UnitedHealthcare · PPO | $0 | $9,250 | ★ 3.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)UnitedHealthcare · PPO | $0 | $8,900 | ★ 4.0 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO | $0 | $7,150 | ★ 4.0 |
| BlueMedicare Patriot (PPO)Florida Blue · PPO | $0 | $6,750 | ★ 3.0 |
| BlueMedicare Patriot Plus (PPO)Florida Blue · PPO | $0 | $6,750 | ★ 3.0 |
| CareSalute (HMO)CarePlus Health Plans, Inc. · HMO | $0 | $4,150 | ★ 4.0 |
| Freedom Savings Plan (HMO)Freedom Health, Inc. · HMO | $0 | $4,450 | ★ 4.0 |
| Humana USAA Honor Giveback (HMO)Humana · HMO | $0 | $3,400 | ★ 4.5 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $4,900 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,750 | ★ 4.5 |
| HumanaChoice R5826-018 (Regional PPO)Humana · PPO | $9 | $7,550 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (62)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO · drug deductible $0 | $0 | $3,400 | ★ 4.0 |
| Aetna Medicare Full Dual Select (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare Partial Dual Select (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare QMB Only Select (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO · drug deductible $0 | $0 | $9,850 | Not rated |
| BlueMedicare Focus (HMO C-SNP)Florida Blue HMO · HMO · drug deductible $300 | $0 | $2,900 | ★ 3.5 |
| CareBreeze (HMO C-SNP)CarePlus Health Plans, Inc. · HMO · drug deductible $700 | $0 | $2,000 | ★ 4.0 |
| CareBreeze Platinum (HMO-POS C-SNP)CarePlus Health Plans, Inc. · HMO-POS · drug deductible $700 | $0 | $3,400 | ★ 4.0 |
| CareComplete (HMO C-SNP)CarePlus Health Plans, Inc. · HMO · drug deductible $700 | $0 | $2,000 | ★ 4.0 |
| CareComplete Platinum (HMO-POS C-SNP)CarePlus Health Plans, Inc. · HMO-POS · drug deductible $700 | $0 | $3,400 | ★ 4.0 |
| CareNeeds Platinum (HMO D-SNP)CarePlus Health Plans, Inc. · HMO · drug deductible $700 | $0 | $3,400 | ★ 4.0 |
| DEVOTED C-SNP ENHANCED 068 FL (HMO C-SNP)Devoted Health · HMO · drug deductible $465 | $0 | $4,400 | ★ 4.5 |
| DEVOTED C-SNP PLUS 086 FL (HMO C-SNP)Devoted Health · HMO · drug deductible $465 | $0 | $9,850 | ★ 4.5 |
| DEVOTED DUAL 021 FL (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $4,400 | ★ 4.5 |
| DEVOTED DUAL FULL 079 FL (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| DEVOTED DUAL QMB 055 FL (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Florida Complete Care (HMO I-SNP)Florida Complete Care · HMO · drug deductible $260 | $0 | $3,400 | ★ 3.0 |
| Florida Complete Care- In The Community (HMO-POS I-SNP)Florida Complete Care · HMO-POS · drug deductible $260 | $0 | $3,400 | ★ 3.0 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP)Florida Complete Care · HMO-POS · drug deductible $260 | $0 | $3,400 | ★ 3.0 |
| Freedom Medi-Medi Partial (HMO D-SNP)Freedom Health, Inc. · HMO · drug deductible $105 | $0 | $500 | ★ 4.0 |
| Freedom VIP Care (HMO C-SNP)Freedom Health, Inc. · HMO · drug deductible $0 | $0 | $1,000 | ★ 4.0 |
| Freedom VIP Savings (HMO C-SNP)Freedom Health, Inc. · HMO · drug deductible $0 | $0 | $3,400 | ★ 4.0 |
| Freedom VIP Savings COPD (HMO C-SNP)Freedom Health, Inc. · HMO · drug deductible $0 | $0 | $3,400 | ★ 4.0 |
| Gold Dialysis & Kidney (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS · drug deductible $0 | $0 | $3,400 | ★ 2.5 |
| Gold Dialysis Premier (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS · drug deductible $0 | $0 | $2,400 | ★ 2.5 |
| Gold Heart & Diabetes (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS · drug deductible $0 | $0 | $2,700 | ★ 2.5 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS · drug deductible $0 | $0 | $4,100 | ★ 2.5 |
| HealthSun MediSun Extra (HMO D-SNP)HealthSun Health Plans, Inc. · HMO · drug deductible $700 | $0 | $3,450 | ★ 4.5 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP)HealthSun Health Plans, Inc. · HMO · drug deductible $700 | $0 | $3,450 | ★ 4.5 |
| HealthSun VitalCare (HMO C-SNP)HealthSun Health Plans, Inc. · HMO · drug deductible $0 | $0 | $2,450 | ★ 4.5 |
| Humana Dual Integrated (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Dual Integrated (PPO D-SNP)Humana · PPO · drug deductible $620 | $0 | $9,850 | ★ 3.5 |
| Humana Dual Select H1036-077 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $3,400 | ★ 4.5 |
| Humana Dual Select H1036-304 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $3,400 | ★ 4.5 |
| Humana Dual Select H7284-010 (PPO D-SNP)Humana · PPO · drug deductible $300 | $0 | $4,900 | ★ 3.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $3,400 | ★ 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO · drug deductible $700 | $0 | $2,450 | ★ 4.5 |
| Humana Gold Plus Lung (HMO C-SNP)Humana · HMO · drug deductible $700 | $0 | $2,450 | ★ 4.5 |
| Optimum Emerald Partial (HMO D-SNP)Optimum HealthCare, Inc. · HMO · drug deductible $105 | $0 | $500 | ★ 4.5 |
| Premier Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $450 | $0 | $2,200 | Not rated |
| Prominence Diabetes and Heart Giveback (HMO C-SNP)Prominence Health Plan · HMO · drug deductible $150 | $0 | $2,600 | ★ 4.5 |
| Simply Complete Platinum (HMO D-SNP)Simply Healthcare Plans, Inc. · HMO · drug deductible $350 | $0 | $500 | ★ 4.0 |
| Solis Wellness Giveback Plan (HMO C-SNP)Solis Health Plans · HMO · drug deductible $0 | $0 | $3,400 | ★ 4.5 |
| Solis Wellness Plan (HMO C-SNP)Solis Health Plans · HMO · drug deductible $0 | $0 | $2,900 | ★ 4.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Preferred Dual Complete FL-QV1P (HMO D-SNP)UnitedHealthcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $3,000 | ★ 4.0 |
| Prominence Dual (HMO D-SNP)Prominence Health Plan · HMO · drug deductible $700 | $0.50 | $9,850 | ★ 4.5 |
| Senior Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $700 | $2.10 | $9,850 | Not rated |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $6.10 | $9,850 | ★ 5.0 |
| American Health Advantage of Florida (HMO I-SNP)American Health Advantage of Florida · HMO · drug deductible $700 | $7.30 | $9,850 | Not rated |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS · drug deductible $700 | $7.30 | $9,250 | ★ 2.5 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS · drug deductible $700 | $7.30 | $9,750 | ★ 2.5 |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 5.0 |
| Solis Balanced Plan (HMO C-SNP)Solis Health Plans · HMO · drug deductible $700 | $7.30 | $3,200 | ★ 4.5 |
| Solis Guardian Plan (HMO D-SNP)Solis Health Plans · HMO · drug deductible $700 | $7.30 | $3,400 | ★ 4.5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $7.30 | $9,850 | ★ 3.5 |
| UHC Preferred Dual Complete FL-Y3P (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $7.30 | $9,850 | ★ 4.0 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $7.30 | $9,850 | ★ 4.0 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $45.20 | $687 | ★ 4.5 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $90.30 | $700 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $126 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $135.20 | $350 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $149.20 | $700 | ★ 3.0 |
| BlueMedicare Premier Rx (PDP)Florida Blue · PDP | $164.60 | $700 | ★ 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $184.10 | $300 | ★ 3.0 |
| BlueMedicare Complete Rx (PDP)Florida Blue · PDP | $326 | $700 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.