2027 Medicare plans in Ada County, ID
The Medicare Advantage and Part D drug plans sold in Ada County, Idaho for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 35 plans from 9 insurance companies
- Medicare Advantage plans with drug coverage: 13, premiums $0 to $97 a month; 5 have a $0 premium
- Part D drug plans: 8, premiums $5.30 to $238 a month
- Plans with a CMS star rating of 4 or more: 18
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (13)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC ID-0003 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| Humana Gold Plus H2486-005 (HMO)Humana · HMO · drug deductible $300 | $0 | $6,520 | ★ 4.0 |
| Humana Total Complete (HMO)Humana · HMO · drug deductible $700 | $0 | $6,660 | ★ 4.0 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $700 | $0 | $7,000 | ★ 4.0 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| True Blue Rx 32PSP (HMO)Blue Cross of Idaho · HMO · drug deductible $205 | $24 | $5,900 | ★ 3.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $700 | $30 | $5,900 | ★ 4.5 |
| AARP Medicare Advantage from UHC ID-0001 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $33 | $6,700 | ★ 4.0 |
| True Blue Rx 33 (HMO)Blue Cross of Idaho · HMO · drug deductible $205 | $64 | $5,900 | ★ 3.0 |
| AARP Medicare Advantage from UHC ID-0005 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $65 | $6,300 | ★ 4.0 |
| St. Luke's Advantage Rx 01 (HMO)St. Luke's Health Plan · HMO · drug deductible $299 | $77 | $5,950 | Not rated |
| PacificSource Medicare River Select Rx (HMO-POS)PacificSource Medicare · HMO-POS · drug deductible $700 | $84 | $7,150 | ★ 3.0 |
| HumanaChoice H5216-048 (PPO)Humana · PPO · drug deductible $700 | $97 | $7,000 | ★ 4.0 |
Medicare Advantage plans without drug coverage (6)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx ID-MA01 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $6,700 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $9,150 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $5,100 | ★ 4.0 |
| PacificSource Medicare Idaho Basic (HMO-POS)PacificSource Medicare · HMO-POS | $0 | $7,150 | ★ 3.0 |
| Secure Blue Courage (PPO)Blue Cross of Idaho · PPO | $0 | $5,200 | Not rated |
| True Blue Valor (HMO)Blue Cross of Idaho · HMO | $34 | $3,000 | ★ 3.0 |
Special Needs Plans (only for people who qualify) (8)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| HumanaChoice - Diabetes and Heart (PPO C-SNP)Humana · PPO · drug deductible $500 | $0 | $9,850 | ★ 4.5 |
| UHC Complete Care ID-12 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| UHC Dual Complete ID-QV1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $385 | $0 | $9,850 | Not rated |
| UHC Dual Complete ID-YL (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $21.20 | $9,850 | Not rated |
| UHC Dual Complete ID-Y1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $26.40 | $9,850 | Not rated |
| UHC Complete Care Support ID-1A (PPO C-SNP)UnitedHealthcare · PPO · drug deductible $700 | $45.40 | $9,850 | ★ 4.5 |
| American Health Advantage of Idaho (HMO I-SNP)American Health Advantage of Utah · HMO · drug deductible $700 | $45.50 | $7,250 | Not rated |
| Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of Utah & Idaho · HMO · drug deductible $700 | $45.50 | $9,850 | ★ 3.0 |
Part D drug plans (to add to Original Medicare) (8)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $30.60 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $34.70 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $92.70 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $94.80 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $134 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $238 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.