2027 Medicare plans in Berrien County, MI
The Medicare Advantage and Part D drug plans sold in Berrien County, Michigan for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 59 plans from 11 insurance companies
- Medicare Advantage plans with drug coverage: 37, premiums $0 to $256 a month; 17 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $136.70 a month
- Plans with a CMS star rating of 4 or more: 40
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (37)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| HAP Medicare Connect (HMO)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $200 | $0 | $5,600 | ★ 4.0 |
| HAP Medicare Explore (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $400 | $0 | $6,050 | ★ 3.5 |
| HAP Medicare Prime (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $400 | $0 | $6,400 | ★ 3.5 |
| HAP Medicare Superior (HMO)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $200 | $0 | $5,800 | ★ 4.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $600 | $0 | $5,200 | ★ 4.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $600 | $0 | $5,200 | ★ 4.5 |
| Humana Full Access Giveback (PPO)Humana · PPO · drug deductible $150 | $0 | $9,850 | ★ 4.0 |
| Humana Full Access Giveback (PPO)Humana · PPO · drug deductible $150 | $0 | $9,850 | ★ 4.5 |
| Humana Value Plus H5216-382 (PPO)Humana · PPO · drug deductible $0 | $0 | $9,850 | ★ 4.0 |
| McLaren Medicare Inspire (HMO)McLaren Medicare · HMO · drug deductible $615 | $0 | $6,600 | ★ 3.0 |
| McLaren Medicare Inspire Giveback (HMO)McLaren Medicare · HMO · drug deductible $615 | $0 | $6,750 | ★ 3.0 |
| Medicare Plus Blue Giveback (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $600 | $0 | $9,250 | ★ 4.5 |
| Medicare Plus Blue Secure (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $435 | $0 | $7,000 | ★ 4.5 |
| PriorityMedicare Edge (PPO)Priority Health Medicare · PPO · drug deductible $300 | $0 | $7,100 | ★ 4.0 |
| PriorityMedicare Key (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $300 | $0 | $6,950 | ★ 4.5 |
| PriorityMedicare Smart Savings (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| PriorityMedicare Thrive (PPO)Priority Health Medicare · PPO · drug deductible $400 | $0 | $7,150 | ★ 4.0 |
| HAP Member Assist (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $500 | $6.30 | $5,600 | ★ 3.5 |
| PriorityMedicare Align (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $700 | $6.30 | $6,800 | ★ 4.5 |
| McLaren Medicare Inspire Plus (HMO)McLaren Medicare · HMO · drug deductible $500 | $20 | $5,900 | ★ 3.0 |
| Medicare Plus Blue Essential (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $400 | $38.20 | $7,150 | ★ 4.5 |
| BCN Advantage Prime Value (HMO-POS)Blue Care Network · HMO-POS · drug deductible $600 | $41 | $6,000 | ★ 4.5 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $450 | $41 | $4,800 | ★ 4.0 |
| Medicare Plus Blue + Meijer (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $400 | $45 | $6,750 | ★ 4.5 |
| Humana Gold Choice H8145-006 (PFFS)Humana · PFFS · drug deductible $700 | $60 | $7,800 | ★ 4.0 |
| PriorityMedicare Thrive Plus (PPO)Priority Health Medicare · PPO · drug deductible $225 | $68 | $6,600 | ★ 4.0 |
| PriorityMedicare Value (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $225 | $75 | $6,000 | ★ 4.5 |
| Humana Full Access R0110-014 (Regional PPO)Humana · PPO · drug deductible $700 | $89 | $7,050 | ★ 3.5 |
| Medicare Plus Blue Vitality (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $250 | $101.80 | $5,000 | ★ 4.5 |
| PriorityMedicare (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $0 | $103 | $5,100 | ★ 4.5 |
| HAP Senior Plus (HMO-POS)Health Alliance Plan by Henry Ford Health · HMO-POS · drug deductible $0 | $105 | $4,650 | ★ 4.0 |
| PriorityMedicare Merit (PPO)Priority Health Medicare · PPO · drug deductible $0 | $119 | $5,000 | ★ 4.0 |
| BCN Advantage Classic (HMO-POS)Blue Care Network · HMO-POS · drug deductible $200 | $127 | $4,800 | ★ 4.5 |
| Medicare Plus Blue Signature (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $200 | $131 | $4,300 | ★ 4.5 |
| HAP Senior Plus (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $0 | $165 | $4,450 | ★ 3.5 |
| Medicare Plus Blue Assure (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $100 | $255.40 | $4,000 | ★ 4.5 |
| BCN Advantage Prestige (HMO-POS)Blue Care Network · HMO-POS · drug deductible $100 | $256 | $4,400 | ★ 4.5 |
Medicare Advantage plans without drug coverage (5)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| BCN Advantage Elements (HMO-POS)Blue Care Network · HMO-POS | $0 | $4,500 | ★ 4.5 |
| HAP Medicare MedicalAccess (HMO)Health Alliance Plan by Henry Ford Health · HMO | $0 | $4,500 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,550 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,550 | ★ 4.5 |
| HumanaChoice R0110-013 (Regional PPO)Humana · PPO | $0 | $6,550 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (6)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare HIDE (HMO D-SNP)Aetna Medicare HIDE · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)Humana · PPO · drug deductible $400 | $0 | $6,950 | ★ 4.0 |
| UHC Dual Complete MI-Y1 (HMO D-SNP)UnitedHealthcare · HMO · drug deductible $450 | $0 | $9,850 | ★ 3.0 |
| Wellcare Meridian Dual Align (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| HAP Medicare Diabetes and Heart (HMO C-SNP)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $700 | $6.30 | $9,850 | ★ 4.0 |
| PriorityMedicare Dual Premier (HMO D-SNP)Priority Health Medicare · HMO · drug deductible $700 | $6.30 | $9,850 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $6.30 | $700 | ★ 4.5 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $17.20 | $687 | ★ 4.5 |
| Prescription Blue Select (PDP)Blue Cross Blue Shield of Michigan · PDP | $49.80 | $700 | ★ 4.0 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $58.40 | $700 | ★ 3.0 |
| Prescription Blue Premium (PDP)Blue Cross Blue Shield of Michigan · PDP | $80.30 | $125 | ★ 4.0 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $100.50 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $104.30 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $136.70 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.