2027 Medicare plans in Macomb County, MI
The Medicare Advantage and Part D drug plans sold in Macomb County, Michigan for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 90 plans from 18 insurance companies
- Medicare Advantage plans with drug coverage: 52, premiums $0 to $305.60 a month; 30 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $136.70 a month
- Plans with a CMS star rating of 4 or more: 48
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (52)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $500 | $0 | $6,750 | ★ 3.5 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $400 | $0 | $5,200 | ★ 4.0 |
| Aetna Medicare Signature Extra (PPO)Aetna Medicare · PPO · drug deductible $500 | $0 | $4,900 | ★ 4.0 |
| Aetna Medicare Value Care (PPO)Aetna Medicare · PPO · drug deductible $400 | $0 | $5,900 | ★ 4.0 |
| HAP Medicare Connect (HMO)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $200 | $0 | $5,600 | ★ 4.0 |
| HAP Medicare Explore (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $400 | $0 | $6,050 | ★ 3.5 |
| HAP Medicare Prime (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $400 | $0 | $6,400 | ★ 3.5 |
| HAP Medicare Superior (HMO)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $200 | $0 | $5,800 | ★ 4.0 |
| Henry Ford Select (HMO)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $200 | $0 | $4,950 | ★ 4.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $600 | $0 | $5,200 | ★ 4.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $600 | $0 | $5,200 | ★ 4.5 |
| Humana Full Access Giveback (PPO)Humana · PPO · drug deductible $150 | $0 | $9,850 | ★ 4.0 |
| Humana Full Access Giveback (PPO)Humana · PPO · drug deductible $150 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus H8908-004 (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $4,400 | ★ 3.5 |
| McLaren Medicare Inspire (HMO)McLaren Medicare · HMO · drug deductible $615 | $0 | $6,600 | ★ 3.0 |
| McLaren Medicare Inspire Giveback (HMO)McLaren Medicare · HMO · drug deductible $615 | $0 | $6,750 | ★ 3.0 |
| Medicare Plus Blue Giveback (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $600 | $0 | $9,250 | ★ 4.5 |
| Medicare Plus Blue Secure (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $435 | $0 | $7,000 | ★ 4.5 |
| PriorityMedicare Edge (PPO)Priority Health Medicare · PPO · drug deductible $300 | $0 | $7,100 | ★ 4.0 |
| PriorityMedicare Key (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $300 | $0 | $6,950 | ★ 4.5 |
| PriorityMedicare Smart Savings (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| PriorityMedicare Thrive (PPO)Priority Health Medicare · PPO · drug deductible $400 | $0 | $7,150 | ★ 4.0 |
| Trinity Health Plan of Michigan Cash Back (HMO)Trinity Health Plan of Michigan · HMO · drug deductible $375 | $0 | $9,850 | ★ 3.0 |
| Trinity Health Plan of Michigan No Premium (HMO)Trinity Health Plan of Michigan · HMO · drug deductible $350 | $0 | $6,500 | ★ 3.0 |
| Wellcare Assist (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $7,100 | ★ 3.0 |
| Wellcare Giveback (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $7,100 | ★ 3.0 |
| Zing Elite Select MI (HMO)Zing Health · HMO · drug deductible $350 | $0 | $6,750 | ★ 3.5 |
| Zing Open Choice MI (PPO)Zing Health · PPO · drug deductible $450 | $0 | $6,450 | ★ 3.5 |
| Zing Select Care MI (HMO)Zing Health · HMO · drug deductible $500 | $0 | $6,750 | ★ 3.5 |
| HAP Member Assist (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $500 | $6.30 | $5,600 | ★ 3.5 |
| PriorityMedicare Align (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $700 | $6.30 | $6,800 | ★ 4.5 |
| McLaren Medicare Inspire Plus (HMO)McLaren Medicare · HMO · drug deductible $500 | $20 | $5,900 | ★ 3.0 |
| Medicare Plus Blue Essential (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $400 | $40 | $7,150 | ★ 4.5 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $450 | $41 | $4,800 | ★ 4.0 |
| Medicare Plus Blue + Meijer (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $400 | $45 | $6,750 | ★ 4.5 |
| BCN Advantage Prime Value (HMO-POS)Blue Care Network · HMO-POS · drug deductible $600 | $48 | $6,000 | ★ 4.5 |
| BCN Advantage ConnectedCare (HMO)Blue Care Network · HMO · drug deductible $100 | $50 | $4,800 | ★ 4.5 |
| PriorityMedicare Thrive Plus (PPO)Priority Health Medicare · PPO · drug deductible $225 | $67 | $6,600 | ★ 4.0 |
| Trinity Health Plan of Michigan Plus (HMO)Trinity Health Plan of Michigan · HMO · drug deductible $250 | $69 | $5,900 | ★ 3.0 |
| PriorityMedicare Value (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $225 | $74 | $6,000 | ★ 4.5 |
| Humana Full Access R0110-014 (Regional PPO)Humana · PPO · drug deductible $700 | $89 | $7,050 | ★ 3.5 |
| HAP Senior Plus Henry Ford Tiered Access (HMO)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $0 | $95 | $4,750 | ★ 4.0 |
| PriorityMedicare (HMO-POS)Priority Health Medicare · HMO-POS · drug deductible $0 | $97 | $5,100 | ★ 4.5 |
| HAP Senior Plus (HMO-POS)Health Alliance Plan by Henry Ford Health · HMO-POS · drug deductible $0 | $105 | $4,650 | ★ 4.0 |
| Medicare Plus Blue Vitality (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $250 | $111 | $5,000 | ★ 4.5 |
| PriorityMedicare Merit (PPO)Priority Health Medicare · PPO · drug deductible $0 | $141 | $5,000 | ★ 4.0 |
| BCN Advantage Classic (HMO-POS)Blue Care Network · HMO-POS · drug deductible $200 | $158 | $4,800 | ★ 4.5 |
| Medicare Plus Blue Signature (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $200 | $158 | $4,300 | ★ 4.5 |
| HAP Senior Plus (PPO)Health Alliance Plan by Henry Ford Health · PPO · drug deductible $0 | $165 | $4,450 | ★ 3.5 |
| BCN Advantage Prestige (HMO-POS)Blue Care Network · HMO-POS · drug deductible $100 | $282 | $4,400 | ★ 4.5 |
| Medicare Plus Blue Assure (PPO)Blue Cross Blue Shield of Michigan · PPO · drug deductible $100 | $305.60 | $4,000 | ★ 4.5 |
Medicare Advantage plans without drug coverage (7)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO | $0 | $5,200 | ★ 4.0 |
| BCN Advantage Elements (HMO-POS)Blue Care Network · HMO-POS | $0 | $4,500 | ★ 4.5 |
| HAP Medicare MedicalAccess (HMO)Health Alliance Plan by Henry Ford Health · HMO | $0 | $4,500 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,550 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,550 | ★ 4.5 |
| HumanaChoice R0110-013 (Regional PPO)Humana · PPO | $0 | $6,550 | ★ 3.5 |
| Trinity Health Plan of Michigan Glory No RX (HMO)Trinity Health Plan of Michigan · HMO | $0 | $6,500 | ★ 3.0 |
Special Needs Plans (only for people who qualify) (20)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $7,150 | ★ 3.5 |
| Aetna Medicare HIDE (HMO D-SNP)Aetna Medicare HIDE · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care · HMO · drug deductible $350 | $0 | $9,850 | Not rated |
| Humana Dual Integrated (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)Humana · PPO · drug deductible $400 | $0 | $6,950 | ★ 4.0 |
| Molina Dual MI Coordinated Health (HMO D-SNP)Molina Healthcare of Michigan · HMO · drug deductible $190 | $0 | $9,850 | ★ 3.5 |
| Premier Care (HMO-POS I-SNP)Align Senior Care · HMO-POS · drug deductible $700 | $0 | $6,000 | ★ 4.0 |
| UHC Dual Complete MI-Y1 (HMO D-SNP)UnitedHealthcare · HMO · drug deductible $450 | $0 | $9,850 | ★ 3.0 |
| Wellcare Meridian Dual Align (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Zing Elite Balance IN-MI (HMO C-SNP)Zing Health · HMO · drug deductible $500 | $0 | $6,750 | ★ 3.5 |
| Zing Elite Diabetes & Heart MI (HMO C-SNP)Zing Health · HMO · drug deductible $400 | $0 | $6,750 | ★ 3.5 |
| Zing Open Choice Diabetes & Heart MI (PPO C-SNP)Zing Health · PPO · drug deductible $400 | $0 | $6,450 | ★ 3.5 |
| Zing Select Diabetes & Heart MI (HMO C-SNP)Zing Health · HMO · drug deductible $500 | $0 | $6,750 | ★ 3.5 |
| Zing Select Dialysis MI (HMO C-SNP)Zing Health · HMO · drug deductible $350 | $0 | $6,900 | ★ 3.5 |
| HAP CareSource MI Coordinated Health (HMO D-SNP)HAP CareSource MI Coordinated Health · HMO · drug deductible $700 | $6.30 | $9,850 | Not rated |
| HAP Medicare Diabetes and Heart (HMO C-SNP)Health Alliance Plan by Henry Ford Health · HMO · drug deductible $700 | $6.30 | $9,850 | ★ 4.0 |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO · drug deductible $700 | $6.30 | $9,850 | ★ 5.0 |
| PriorityMedicare Dual Premier (HMO D-SNP)Priority Health Medicare · HMO · drug deductible $700 | $6.30 | $9,850 | ★ 3.5 |
| Senior Care (HMO I-SNP)Align Senior Care · HMO · drug deductible $700 | $6.30 | $9,850 | ★ 4.0 |
| Zing Elite Essentials Diabetes & Heart MI (HMO C-SNP)Zing Health · HMO · drug deductible $700 | $6.30 | $5,950 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $6.30 | $700 | ★ 4.5 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $17.20 | $687 | ★ 4.5 |
| Prescription Blue Select (PDP)Blue Cross Blue Shield of Michigan · PDP | $49.80 | $700 | ★ 4.0 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $58.40 | $700 | ★ 3.0 |
| Prescription Blue Premium (PDP)Blue Cross Blue Shield of Michigan · PDP | $80.30 | $125 | ★ 4.0 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $100.50 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $104.30 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $136.70 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.