2027 Medicare plans in Ray County, MO
The Medicare Advantage and Part D drug plans sold in Ray County, Missouri for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 63 plans from 8 insurance companies
- Medicare Advantage plans with drug coverage: 22, premiums $0 to $119 a month; 17 have a $0 premium
- Part D drug plans: 9, premiums $5.30 to $205.20 a month
- Plans with a CMS star rating of 4 or more: 30
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (22)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $6,700 | ★ 3.5 |
| AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 3.5 |
| AARP Medicare Advantage from UHC KC-4 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| DEVOTED CHOICE 001 MO (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $3,950 | Not rated |
| DEVOTED CHOICE GIVEBACK 002 MO (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $7,150 | Not rated |
| DEVOTED CHOICE GIVEBACK EXTRAS 005 MO (PPO)Devoted Health · PPO · drug deductible $700 | $0 | $5,450 | Not rated |
| DEVOTED CORE 003 MO (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $3,600 | ★ 4.0 |
| DEVOTED GIVEBACK 004 MO (HMO)Devoted Health · HMO · drug deductible $461 | $0 | $7,150 | ★ 4.0 |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $700 | $0 | $5,250 | ★ 4.0 |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $700 | $0 | $5,250 | ★ 4.5 |
| Humana Total Complete (HMO-POS)Humana · HMO-POS · drug deductible $500 | $0 | $2,800 | ★ 4.5 |
| Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $4,200 | ★ 4.5 |
| Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $4,200 | ★ 4.5 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $700 | $0 | $4,450 | ★ 4.0 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $700 | $0 | $4,400 | ★ 4.5 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $7,100 | ★ 3.0 |
| Wellcare Simple Open (PPO)Wellcare · PPO · drug deductible $700 | $0 | $7,100 | ★ 3.0 |
| Humana Gold Plus H0028-017 (HMO)Humana · HMO · drug deductible $700 | $22 | $6,800 | ★ 4.5 |
| Aetna Medicare Enhanced (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $700 | $54 | $6,750 | ★ 3.5 |
| AARP Medicare Advantage from UHC KC-0003 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $55 | $4,450 | ★ 3.5 |
| HumanaChoice H5216-032 (PPO)Humana · PPO · drug deductible $700 | $76 | $9,250 | ★ 4.0 |
| HumanaChoice R1532-002 (Regional PPO)Humana · PPO · drug deductible $700 | $119 | $7,700 | ★ 3.5 |
Medicare Advantage plans without drug coverage (7)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO)UnitedHealthcare · PPO | $0 | $7,150 | ★ 4.0 |
| AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $7,150 | ★ 3.5 |
| Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS | $0 | $5,500 | ★ 3.5 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $4,700 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $4,700 | ★ 4.5 |
| Humana USAA Honor Giveback (Regional PPO)Humana · PPO | $0 | $5,500 | ★ 3.5 |
| Wellcare Patriot Giveback Open (PPO)Wellcare · PPO | $0 | $4,000 | ★ 3.0 |
Special Needs Plans (only for people who qualify) (25)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Dual Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Longevity (HMO I-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 026 MO (PPO C-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $5,700 | Not rated |
| DEVOTED C-SNP ENHANCED 013 MO (HMO C-SNP)Devoted Health · HMO · drug deductible $465 | $0 | $4,200 | ★ 4.0 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $9,850 | ★ 4.0 |
| DEVOTED DUAL 008 MO (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $3,600 | ★ 4.0 |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice SNP-DE H5216-164 (PPO D-SNP)Humana · PPO · drug deductible $200 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice SNP-DE H7617-006 (PPO D-SNP)Humana · PPO · drug deductible $350 | $0 | $9,850 | ★ 4.5 |
| Provider Partners Missouri Community Plan (HMO I-SNP)Provider Partners Health Plans · HMO · drug deductible $700 | $0 | $3,750 | ★ 4.0 |
| UHC Complete Care MO-1 (PPO C-SNP)UnitedHealthcare · PPO · drug deductible $595 | $0 | $4,900 | ★ 4.5 |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $7,150 | ★ 3.5 |
| Wellcare Home State Health Dual Access (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Home State Health Dual Access Open (PPO D-SNP)Wellcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $2.60 | $9,850 | ★ 3.5 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $8.90 | $9,850 | ★ 3.5 |
| Provider Partners Missouri Essential Plan (HMO I-SNP)Provider Partners Health Plans · HMO · drug deductible $700 | $14.50 | $9,850 | ★ 4.0 |
| American Health Advantage of Missouri (HMO I-SNP)American Health Advantage of Missouri · HMO · drug deductible $700 | $18.40 | $9,850 | Not rated |
| American Health Advantage of Missouri Choice (HMO I-SNP)American Health Advantage of Missouri · HMO · drug deductible $700 | $18.40 | $9,850 | Not rated |
| Provider Partners Missouri Advantage Plan (HMO I-SNP)Provider Partners Health Plans · HMO · drug deductible $700 | $18.40 | $9,850 | ★ 4.0 |
| UHC Dual Complete MO-Q2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $18.40 | $9,850 | ★ 4.5 |
| Wellcare Home State Health Dual Reserve (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $18.40 | $3,600 | ★ 3.0 |
Part D drug plans (to add to Original Medicare) (9)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $13.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $49.30 | $687 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $85.10 | $700 | ★ 2.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $119.20 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $146.30 | $350 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $167.40 | $700 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $205.20 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.