2027 Medicare plans in Smith County, MS
The Medicare Advantage and Part D drug plans sold in Smith County, Mississippi for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 59 plans from 7 insurance companies
- Medicare Advantage plans with drug coverage: 22, premiums $0 to $212 a month; 16 have a $0 premium
- Part D drug plans: 9, premiums $5.30 to $218.70 a month
- Plans with a CMS star rating of 4 or more: 31
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (22)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $440 | $0 | $5,900 | ★ 4.0 |
| AARP Medicare Advantage Direct Plus from UHC MS-9 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $440 | $0 | $5,900 | ★ 4.0 |
| AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $5,900 | ★ 4.0 |
| AARP Medicare Advantage Extras from UHC MS-7 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| AARP Medicare Advantage Giveback from UHC MS-4 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $7,150 | ★ 3.5 |
| Aetna Medicare Signature Plus (PPO)Aetna Medicare · PPO · drug deductible $600 | $0 | $9,850 | ★ 4.0 |
| DEVOTED CHOICE 001 MS (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $5,400 | ★ 4.0 |
| DEVOTED CHOICE GIVEBACK 002 MS (PPO)Devoted Health · PPO · drug deductible $461 | $0 | $9,850 | ★ 4.0 |
| DEVOTED CHOICE GIVEBACK EXTRAS 012 MS (PPO)Devoted Health · PPO · drug deductible $700 | $0 | $7,500 | ★ 4.0 |
| Healthy Mississippi Preferred (PPO)Healthy Mississippi, Inc. · PPO · drug deductible $0 | $0 | $4,200 | Not rated |
| Healthy Mississippi Premier Advantage (HMO-POS)Healthy Mississippi, Inc. · HMO-POS · drug deductible $0 | $0 | $4,200 | Not rated |
| Wellcare Assist (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $6,900 | ★ 3.0 |
| Wellcare Giveback (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,250 | ★ 3.0 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $8,200 | ★ 3.0 |
| Wellcare Simple Open (PPO)Wellcare · PPO · drug deductible $700 | $0 | $7,100 | ★ 3.0 |
| AARP Medicare Advantage from UHC MS-0003 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $10 | $7,150 | ★ 4.0 |
| Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO · drug deductible $400 | $23.80 | $9,850 | ★ 4.0 |
| HumanaChoice H5216-136 (PPO)Humana · PPO · drug deductible $700 | $43 | $6,500 | ★ 4.0 |
| Wellcare Low Premium (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $44 | $6,800 | ★ 3.0 |
| AARP Medicare Advantage from UHC MS-0002 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $57 | $6,500 | ★ 4.0 |
| Humana Full Access (Regional PPO)Humana · PPO · drug deductible $200 | $212 | $3,800 | ★ 3.5 |
Medicare Advantage plans without drug coverage (4)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx MS-MA01 (PPO)UnitedHealthcare · PPO | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Eagle Plus (PPO)Aetna Medicare · PPO | $0 | $9,250 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $4,700 | ★ 4.0 |
| HumanaChoice R0110-001 (Regional PPO)Humana · PPO | $0 | $9,000 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (24)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Dual Care (PPO D-SNP)Aetna Medicare · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare Dual Extra Care (PPO D-SNP)Aetna Medicare · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| DEVOTED C-SNP CHOICE 006 MS (PPO C-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $5,700 | ★ 4.0 |
| DEVOTED C-SNP CHOICE ENHANCED 007 MS (PPO C-SNP)Devoted Health · PPO · drug deductible $461 | $0 | $5,900 | ★ 4.0 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 011 MS (PPO C-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $7,500 | ★ 4.0 |
| DEVOTED C-SNP CHOICE PLUS 010 MS (PPO C-SNP)Devoted Health · PPO · drug deductible $461 | $0 | $9,850 | ★ 4.0 |
| DEVOTED DUAL CHOICE 004 MS (PPO D-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $5,900 | ★ 4.0 |
| DEVOTED DUAL CHOICE FULL 009 MS (PPO D-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| DEVOTED DUAL CHOICE PLUS 003 MS (PPO D-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice SNP-DE H5216-367 (PPO D-SNP)Humana · PPO · drug deductible $200 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice SNP-DE H7617-084 (PPO D-SNP)Humana · PPO · drug deductible $200 | $0 | $9,850 | ★ 4.5 |
| UHC Complete Care MS-6 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $5,900 | ★ 4.0 |
| UHC Dual Complete MS-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $690 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete MS-Q2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete MS-S3 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $455 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete MS-S4 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $650 | $0 | $9,850 | ★ 3.5 |
| Wellcare Magnolia Health Dual Access (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Magnolia Health Dual Liberty (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Magnolia Health Dual Reserve (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $6,900 | ★ 3.0 |
| Healthy Mississippi Dual Advantage (PPO D-SNP)Healthy Mississippi, Inc. · PPO · drug deductible $700 | $6.30 | $9,250 | Not rated |
| Healthy Mississippi Institutional (PPO I-SNP)Healthy Mississippi, Inc. · PPO · drug deductible $700 | $6.30 | $9,250 | Not rated |
| UHC Dual Advantage MS-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $6.30 | $6,400 | ★ 3.5 |
| Wellcare Magnolia Health Dual Access Open (PPO D-SNP)Wellcare · PPO · drug deductible $700 | $6.30 | $9,850 | ★ 3.0 |
Part D drug plans (to add to Original Medicare) (9)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $6.30 | $700 | ★ 4.5 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Value Rx Plan (PDP)Humana · PDP | $59.90 | $687 | ★ 4.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $109.20 | $350 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $122.30 | $700 | ★ 2.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $122.50 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $142.10 | $700 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $218.70 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.