2027 Medicare plans in Hudson County, NJ
The Medicare Advantage and Part D drug plans sold in Hudson County, New Jersey for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 59 plans from 10 insurance companies
- Medicare Advantage plans with drug coverage: 27, premiums $0 to $149 a month; 14 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $217.90 a month
- Plans with a CMS star rating of 4 or more: 31
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (27)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 3.5 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 3.5 |
| Clover Health Choice (PPO)Clover Health · PPO · drug deductible $350 | $0 | $9,850 | ★ 5.0 |
| Clover Health Choice Giveback (PPO)Clover Health · PPO · drug deductible $440 | $0 | $9,850 | ★ 5.0 |
| Clover Health Classic (HMO)Clover Health · HMO · drug deductible $0 | $0 | $6,000 | ★ 4.5 |
| DEVOTED CHOICE 001 NJ (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $9,350 | Not rated |
| DEVOTED CHOICE GIVEBACK 002 NJ (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $9,850 | Not rated |
| DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO)Devoted Health · PPO · drug deductible $700 | $0 | $9,650 | Not rated |
| Humana Gold Plus H6622-100 (HMO)Humana · HMO · drug deductible $325 | $0 | $8,850 | ★ 4.0 |
| HumanaChoice Giveback H5216-319 (PPO)Humana · PPO · drug deductible $700 | $0 | $8,000 | ★ 4.0 |
| HumanaChoice Giveback H7617-045 (PPO)Humana · PPO · drug deductible $700 | $0 | $8,000 | ★ 4.5 |
| HumanaChoice Giveback H7617-127 (PPO)Humana · PPO · drug deductible $700 | $0 | $8,250 | ★ 4.5 |
| Wellcare Assist (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,250 | ★ 3.0 |
| Wellpoint Extra Help (HMO)Wellpoint · HMO · drug deductible $0 | $0 | $9,850 | ★ 3.0 |
| Aetna Medicare Elite (HMO)Aetna Medicare · HMO · drug deductible $700 | $25 | $9,850 | ★ 4.0 |
| AARP Medicare Advantage from UHC NJ-6 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $29 | $9,400 | ★ 4.0 |
| Wellcare Low Premium (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $35 | $9,250 | ★ 3.0 |
| Clover Health Choice Value (PPO)Clover Health · PPO · drug deductible $440 | $36.30 | $9,850 | ★ 5.0 |
| Clover Health Value (HMO)Clover Health · HMO · drug deductible $200 | $36.30 | $4,500 | ★ 4.5 |
| HumanaChoice H5216-461 (PPO)Humana · PPO · drug deductible $700 | $36.30 | $9,250 | ★ 4.0 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $69 | $8,900 | ★ 4.0 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $79 | $7,150 | ★ 3.5 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $79 | $8,400 | ★ 4.0 |
| Aetna Medicare Enhanced Extra (PPO)Aetna Medicare · PPO · drug deductible $700 | $99 | $9,850 | ★ 4.0 |
| Aetna Medicare Signature (HMO)Aetna Medicare · HMO · drug deductible $700 | $109 | $9,850 | ★ 4.0 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $115 | $6,900 | ★ 3.5 |
| Aetna Medicare Enhanced (Regional PPO)Aetna Medicare · PPO · drug deductible $700 | $149 | $9,850 | ★ 4.0 |
Medicare Advantage plans without drug coverage (6)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $7,150 | ★ 3.5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO)UnitedHealthcare · PPO | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Eagle Giveback (HMO)Aetna Medicare · HMO | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO | $0 | $9,850 | ★ 4.0 |
| Clover Health Valor (PPO)Clover Health · PPO | $0 | $9,850 | ★ 5.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,750 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (15)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP)Devoted Health · PPO · drug deductible $650 | $0 | $9,850 | Not rated |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP)Devoted Health · PPO · drug deductible $700 | $0 | $9,650 | Not rated |
| DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP)Devoted Health · PPO · drug deductible $650 | $0 | $9,850 | Not rated |
| Horizon Specialty Care (HMO C-SNP)Horizon Blue Cross Blue Shield of New Jersey · HMO · drug deductible $375 | $0 | $9,850 | ★ 4.0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO · drug deductible $550 | $0 | $9,350 | ★ 4.0 |
| UHC Complete Care NJ-8 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 3.5 |
| Wellpoint Kidney Care (HMO-POS C-SNP)Wellpoint · HMO-POS · drug deductible $105 | $0 | $9,850 | ★ 3.0 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP)UnitedHealthcare · HMO · drug deductible $700 | $4.10 | $9,850 | ★ 3.0 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $18.10 | $9,850 | ★ 5.0 |
| Longevity Health Plan (PPO I-SNP)Longevity Health Plan · PPO · drug deductible $700 | $18.80 | $9,850 | ★ 5.0 |
| Wellcare Fidelis Dual Align (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $28.40 | $9,850 | ★ 3.0 |
| Wellpoint Full Dual Advantage (HMO D-SNP)Wellpoint · HMO · drug deductible $700 | $30.70 | $9,850 | ★ 3.0 |
| Horizon NJ TotalCare (HMO D-SNP)Horizon Blue Cross Blue Shield of New Jersey · HMO · drug deductible $700 | $36.30 | $9,850 | ★ 4.0 |
| Longevity Health Plan (PPO I-SNP)Longevity Health Plan · PPO · drug deductible $700 | $172 | $4,500 | ★ 5.0 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $24.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $28.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $65.30 | $687 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $105.80 | $700 | ★ 2.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $120.50 | $700 | ★ 2.5 |
| Horizon Medicare Blue Rx Standard (PDP)Horizon Blue Cross Blue Shield of New Jersey · PDP | $130.30 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $131.20 | $350 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $138.50 | $700 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $210.70 | $300 | ★ 3.0 |
| Horizon Medicare Blue Rx Enhanced (PDP)Horizon Blue Cross Blue Shield of New Jersey · PDP | $217.90 | $300 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.