2027 Medicare plans in Luna County, NM
The Medicare Advantage and Part D drug plans sold in Luna County, New Mexico for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 28 plans from 9 insurance companies
- Medicare Advantage plans with drug coverage: 7, premiums $0 to $66 a month; 6 have a $0 premium
- Part D drug plans: 10, premiums $5.30 to $151.10 a month
- Plans with a CMS star rating of 4 or more: 8
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (7)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC EP-1 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $4,450 | ★ 4.0 |
| AARP Medicare Advantage Extras from UHC EP-3 (PPO)UnitedHealthcare · PPO · drug deductible $700 | $0 | $5,900 | ★ 4.0 |
| AARP Medicare Advantage Giveback from UHC EP-2 (PPO)UnitedHealthcare · PPO · drug deductible $240 | $0 | $9,850 | ★ 4.0 |
| DEVOTED CORE 005 NM (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $4,750 | Not rated |
| DEVOTED GIVEBACK 006 NM (HMO)Devoted Health · HMO · drug deductible $461 | $0 | $8,000 | Not rated |
| DEVOTED GIVEBACK EXTRAS 016 NM (HMO)Devoted Health · HMO · drug deductible $700 | $0 | $6,150 | Not rated |
| AARP Medicare Advantage from UHC EP-4 (PPO)UnitedHealthcare · PPO · drug deductible $440 | $66 | $4,200 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (11)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM · HMO-POS · drug deductible $200 | $0 | $5,000 | ★ 3.0 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM · HMO-POS · drug deductible $200 | $0 | $9,850 | ★ 3.0 |
| DEVOTED C-SNP ENHANCED 007 NM (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $4,800 | Not rated |
| DEVOTED C-SNP GIVEBACK EXTRAS 013 NM (HMO C-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $6,150 | Not rated |
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $9,850 | Not rated |
| Presbyterian Dual Plus (HMO D-SNP)Presbyterian Health Plan · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| UHC Complete Care Support EP-1A (PPO C-SNP)UnitedHealthcare · PPO · drug deductible $140 | $0 | $9,850 | ★ 4.5 |
| UHC Dual Advantage NM-V1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $480 | $0 | $4,900 | ★ 3.0 |
| UHC Dual Complete NM-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $75 | $0 | $9,850 | ★ 3.0 |
| UHC Dual Complete NM-S2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $75 | $0 | $9,850 | ★ 3.0 |
| Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of New Mexico · HMO · drug deductible $700 | $6.30 | $9,850 | Not rated |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $6.30 | $700 | ★ 4.5 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $9.30 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $10.30 | $700 | ★ 3.0 |
| Humana Value Rx Plan (PDP)Humana · PDP | $49.30 | $687 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $86.50 | $700 | ★ 2.5 |
| HealthSpring Extra Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $103.80 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $131.30 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $151.10 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.