2027 Medicare plans in Washoe County, NV

The Medicare Advantage and Part D drug plans sold in Washoe County, Nevada for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.

At a glance

  • 51 plans from 10 insurance companies
  • Medicare Advantage plans with drug coverage: 14, premiums $0 to $159 a month; 10 have a $0 premium
  • Part D drug plans: 9, premiums $5.30 to $232.60 a month
  • Plans with a CMS star rating of 4 or more: 21

Compare these plans for your prescriptions

Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.

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Medicare Advantage plans with drug coverage (14)

PlanPremium
per month
Out-of-pocket
max
Stars
AARP Medicare Advantage from UHC NV-0006 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $190$0$4,450★ 4.0
Aetna Medicare Elite (PPO)Aetna Medicare · PPO · drug deductible $500$0$5,500★ 4.0
Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700$0$5,900★ 4.0
Champion Ally (HMO)Champion Health Plan · HMO · drug deductible $0$0$999Not rated
Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $700$0$7,150★ 4.0
Humana Total Complete (HMO)Humana · HMO · drug deductible $0$0$4,450★ 4.0
Humana Value Choice (PPO)Humana · PPO · drug deductible $700$0$6,500★ 4.0
KP Medicare Value H2960 028 (HMO)Kaiser Permanente · HMO · drug deductible $300$0$3,300★ 5.0
Prominence Giveback (HMO)Prominence Health Plan · HMO · drug deductible $450$0$6,900★ 3.5
Prominence Plus (HMO)Prominence Health Plan · HMO · drug deductible $100$0$2,600★ 3.5
Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO · drug deductible $700$7.30$4,450★ 3.5
Prominence Extra Help (HMO)Prominence Health Plan · HMO · drug deductible $700$7.30$2,600★ 3.5
AARP Medicare Advantage from UHC NV-0003 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685$35$3,500★ 4.0
Prominence Meridian (HMO-POS)Prominence Health Plan · HMO-POS · drug deductible $350$159$3,000★ 3.5

Medicare Advantage plans without drug coverage (4)

PlanPremium
per month
Out-of-pocket
max
Stars
Aetna Medicare Eagle (PPO)Aetna Medicare · PPO$0$6,750★ 4.0
Humana USAA Honor Giveback (PPO)Humana · PPO$0$6,500★ 4.0
KP Medicare Liberty H2960-009 (HMO)Kaiser Permanente · HMO$0$2,350★ 5.0
Prominence Veteran (HMO)Prominence Health Plan · HMO$0$6,500★ 3.5

Special Needs Plans (only for people who qualify) (24)

PlanPremium
per month
Out-of-pocket
max
Stars
Aetna Medicare Full Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700$0$9,850★ 3.0
Aetna Medicare Partial Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700$0$9,850★ 3.0
Alignment Health Duals+ 005 (HMO D-SNP)Alignment Health Plan · HMO · drug deductible $700$0$9,850★ 4.0
Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $700$0$9,850★ 4.0
Anthem Full Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $105$0$9,850★ 3.5
Anthem Full Dual Advantage 2 (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $105$0$9,850★ 3.5
Champion Advantage (HMO-POS C-SNP)Champion Health Plan · HMO-POS · drug deductible $0$0$999Not rated
Champion Care (HMO C-SNP)Champion Health Plan · HMO · drug deductible $0$0$999Not rated
Humana Gold Plus SNP-DE H6622-079 (HMO D-SNP)Humana · HMO · drug deductible $700$0$9,850★ 4.0
HumanaChoice SNP-DE H5216-302 (PPO D-SNP)Humana · PPO · drug deductible $250$0$9,850★ 4.0
Prominence Diabetes and Heart (HMO C-SNP)Prominence Health Plan · HMO · drug deductible $150$0$2,800★ 3.5
Prominence Dual (HMO D-SNP)Prominence Health Plan · HMO · drug deductible $700$0$9,850★ 3.5
UHC Dual Complete NV-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $75$0$9,850★ 3.0
UHC Dual Complete NV-Q2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $75$0$9,850★ 3.5
UHC Dual Complete NV-Q3 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $0$0$9,850★ 4.5
UHC Dual Complete NV-S3 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $75$0$9,850★ 3.5
UHC Dual Complete NV-S5 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $485$0$9,850★ 3.0
UHC Dual Complete NV-S6 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $330$0$9,850★ 4.5
Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700$0$9,850★ 3.5
Wellcare SilverSummit Healthplan Dual Liberty (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700$0$9,850★ 3.5
Champion Choice (HMO C-SNP)Champion Health Plan · HMO · drug deductible $700$6.60$9,850Not rated
Champion Connect (HMO-POS C-SNP)Champion Health Plan · HMO-POS · drug deductible $700$7.30$9,850Not rated
Champion Plus (HMO C-SNP)Champion Health Plan · HMO · drug deductible $700$7.30$9,850Not rated
KP Medicare Duals H2960-024 (HMO D-SNP)Kaiser Permanente · HMO · drug deductible $700$7.30$8,300★ 5.0

Part D drug plans (to add to Original Medicare) (9)

PlanPremium
per month
Drug
deductible
Stars
Wellcare Value Script (PDP)Wellcare · PDP$5.30$700★ 3.0
Wellcare Classic (PDP)Wellcare · PDP$7.30$700★ 3.0
Humana Basic Rx Plan (PDP)Humana · PDP$11.30$700★ 4.5
Humana Value Rx Plan (PDP)Humana · PDP$86.30$687★ 4.5
HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP$86.60$700★ 2.5
AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP$138.10$700★ 3.0
SilverScript Choice (PDP)Aetna Medicare · PDP$140$700★ 2.5
Humana Premier Rx Plan (PDP)Humana · PDP$168$350★ 4.5
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP$232.60$300★ 3.0

Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.

Other counties in Nevada

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.