2027 Medicare plans in Suffolk County, NY
The Medicare Advantage and Part D drug plans sold in Suffolk County, New York for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 48 plans from 11 insurance companies
- Medicare Advantage plans with drug coverage: 15, premiums $0 to $216 a month; 4 have a $0 premium
- Part D drug plans: 9, premiums $37.30 to $238.30 a month
- Plans with a CMS star rating of 4 or more: 22
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (15)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Elite (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| EmblemHealth VIP Value (HMO)EmblemHealth · HMO · drug deductible $650 | $0 | $9,850 | ★ 4.0 |
| Wellcare Fidelis Assist (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Fidelis Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Healthfirst Increased Benefits Plan (HMO)Healthfirst Medicare Plan · HMO · drug deductible $700 | $17.10 | $9,850 | ★ 3.5 |
| VNS Health EasyCare (HMO)VNS Health Medicare · HMO · drug deductible $650 | $25 | $9,850 | ★ 4.0 |
| EmblemHealth VIP Saver (HMO)EmblemHealth · HMO · drug deductible $650 | $40.40 | $9,850 | ★ 4.0 |
| Humana Gold Plus H3533-037 (HMO)Humana · HMO · drug deductible $700 | $50 | $9,250 | ★ 3.0 |
| Anthem Medicare Advantage 3 (HMO-POS)Anthem Blue Cross and Blue Shield HP · HMO-POS · drug deductible $275 | $70 | $9,850 | ★ 5.0 |
| Aetna Medicare Elite Extra (PPO)Aetna Medicare · PPO · drug deductible $700 | $79 | $9,850 | ★ 4.0 |
| Anthem Medicare Advantage (HMO)Anthem Blue Cross and Blue Shield HP · HMO · drug deductible $100 | $96 | $9,850 | ★ 3.0 |
| Aetna Medicare Enhanced (HMO)Aetna Medicare · HMO · drug deductible $700 | $104 | $9,850 | ★ 3.0 |
| Healthfirst Signature (PPO)Healthfirst Medicare Plan · PPO · drug deductible $700 | $155 | $9,850 | ★ 3.0 |
| EmblemHealth VIP Gold (HMO)EmblemHealth · HMO · drug deductible $200 | $166 | $9,850 | ★ 4.0 |
| EmblemHealth VIP Gold Plus (HMO)EmblemHealth · HMO · drug deductible $200 | $216 | $9,850 | ★ 4.0 |
Medicare Advantage plans without drug coverage (3)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO | $0 | $9,850 | ★ 4.0 |
| Anthem Veteran 2 (HMO-POS)Anthem Blue Cross and Blue Shield HP · HMO-POS | $0 | $6,800 | ★ 5.0 |
| Wellcare Fidelis Patriot Simple (HMO-POS)Wellcare · HMO-POS | $0 | $9,850 | ★ 3.0 |
Special Needs Plans (only for people who qualify) (21)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Elderplan Select (HMO-POS I-SNP)Elderplan · HMO-POS · drug deductible $350 | $0 | $9,850 | ★ 3.5 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| UHC Nursing Home Plan NY-F002 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 5.0 |
| Wellcare Dual Access Open (PPO D-SNP)Wellcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Fidelis Dual Access (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Aetna Medicare Longevity (PPO I-SNP)Aetna Medicare · PPO · drug deductible $700 | $10.70 | $9,850 | ★ 4.0 |
| UHC Dual Complete NY-S001 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $19.40 | $9,850 | ★ 4.5 |
| VNS Health EasyCare Plus (HMO D-SNP)VNS Health Medicare · HMO · drug deductible $700 | $23.60 | $9,850 | ★ 4.0 |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO · drug deductible $700 | $29.70 | $8,750 | Not rated |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $31.70 | $9,850 | ★ 4.0 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP)Elderplan · HMO-POS · drug deductible $700 | $33.70 | $9,850 | ★ 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $40.50 | $9,850 | ★ 3.0 |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield HP · HMO · drug deductible $700 | $40.50 | $9,850 | ★ 3.0 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP)Anthem Blue Cross and Blue Shield HP · HMO · drug deductible $700 | $40.50 | $9,850 | ★ 5.0 |
| Healthfirst Life Improvement Plan (HMO D-SNP)Healthfirst Medicare Plan · HMO · drug deductible $700 | $40.50 | $9,850 | ★ 3.5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $40.50 | $9,850 | ★ 4.0 |
| VNS Health Total (HMO D-SNP)VNS Health Medicare · HMO · drug deductible $700 | $40.50 | $0 | ★ 4.0 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $40.50 | $9,850 | ★ 3.0 |
Part D drug plans (to add to Original Medicare) (9)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $37.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $40.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $40.50 | $700 | ★ 2.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $166.60 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $169.30 | $350 | ★ 4.5 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $169.60 | $700 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $174.50 | $700 | ★ 3.0 |
| Humana Value Rx Plan (PDP)Humana · PDP | $177.20 | $687 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $238.30 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.