2027 Medicare plans in Lucas County, OH
The Medicare Advantage and Part D drug plans sold in Lucas County, Ohio for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 96 plans from 15 insurance companies
- Medicare Advantage plans with drug coverage: 47, premiums $0 to $168 a month; 25 have a $0 premium
- Part D drug plans: 9, premiums $5.30 to $200.40 a month
- Plans with a CMS star rating of 4 or more: 54
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (47)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $5,900 | ★ 4.0 |
| AARP Medicare Advantage Extras from UHC OH-9 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $8,500 | ★ 4.0 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $500 | $0 | $5,900 | ★ 4.0 |
| Aetna Medicare Signature Care (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $500 | $0 | $5,500 | ★ 3.5 |
| Anthem Extra Help (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · drug deductible $105 | $0 | $7,350 | ★ 3.5 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS · drug deductible $425 | $0 | $6,500 | ★ 3.5 |
| DEVOTED CHOICE 001 OH (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $5,300 | ★ 4.5 |
| DEVOTED CHOICE 003 OH (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $5,300 | ★ 4.5 |
| DEVOTED CORE 001 OH (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $4,900 | ★ 4.0 |
| DEVOTED CORE 022 OH (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $4,750 | ★ 4.0 |
| DEVOTED GIVEBACK 003 OH (HMO)Devoted Health · HMO · drug deductible $461 | $0 | $8,000 | ★ 4.0 |
| DEVOTED GIVEBACK EXTRAS 026 OH (HMO)Devoted Health · HMO · drug deductible $700 | $0 | $6,350 | ★ 4.0 |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus H6622-022 (HMO-POS)Humana · HMO-POS · drug deductible $500 | $0 | $5,500 | ★ 4.0 |
| HumanaChoice Giveback H5216-481 (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice H5216-285 (PPO)Humana · PPO · drug deductible $700 | $0 | $6,750 | ★ 4.0 |
| HumanaChoice H7617-004 (PPO)Humana · PPO · drug deductible $700 | $0 | $6,750 | ★ 4.5 |
| MedMutual Advantage Classic (HMO-POS)Medical Mutual of Ohio · HMO-POS · drug deductible $315 | $0 | $5,500 | ★ 3.5 |
| MedMutual Advantage Elite Preferred (PPO)Medical Mutual of Ohio · PPO · drug deductible $300 | $0 | $5,300 | ★ 4.5 |
| MedMutual Advantage Elite Standard (HMO-POS)Medical Mutual of Ohio · HMO-POS · drug deductible $380 | $0 | $5,200 | ★ 3.5 |
| Perennial Advantage Freedom (HMO-POS)Perennial Advantage · HMO-POS · drug deductible $350 | $0 | $4,900 | Not rated |
| SummaCare Medicare Quartz (HMO)SummaCare Medicare Advantage Plans · HMO · drug deductible $410 | $0 | $5,200 | ★ 4.0 |
| Zing Elite Select OH (HMO)Zing Health · HMO · drug deductible $350 | $0 | $5,500 | ★ 3.5 |
| Zing Select Care OH (HMO)Zing Health · HMO · drug deductible $450 | $0 | $5,500 | ★ 3.5 |
| SummaCare Medicare Topaz (HMO)SummaCare Medicare Advantage Plans · HMO · drug deductible $365 | $17 | $4,650 | ★ 4.0 |
| Anthem Medicare Advantage (PPO)Anthem Blue Cross and Blue Shield · PPO · drug deductible $595 | $24 | $8,500 | ★ 4.5 |
| Humana Gold Plus H6622-055 (HMO)Humana · HMO · drug deductible $300 | $27 | $6,550 | ★ 4.0 |
| DEVOTED PREMIUM 002 OH (HMO)Devoted Health · HMO · drug deductible $650 | $31 | $6,500 | ★ 4.0 |
| MedMutual Advantage Elite Prime (HMO-POS)Medical Mutual of Ohio · HMO-POS · drug deductible $250 | $35 | $4,450 | ★ 3.5 |
| AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $42 | $4,450 | ★ 4.0 |
| HumanaChoice H5216-023 (PPO)Humana · PPO · drug deductible $450 | $44 | $6,000 | ★ 4.0 |
| AARP Medicare Advantage from UHC OH-0016 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $47 | $7,150 | ★ 4.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $700 | $53 | $9,850 | ★ 4.0 |
| SummaCare Medicare Ruby (HMO)SummaCare Medicare Advantage Plans · HMO · drug deductible $200 | $55 | $4,200 | ★ 4.0 |
| AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $56 | $4,900 | ★ 4.0 |
| MedMutual Advantage Select (PPO)Medical Mutual of Ohio · PPO · drug deductible $95 | $58 | $6,900 | ★ 4.5 |
| Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPO · drug deductible $495 | $59 | $7,150 | ★ 4.5 |
| MedMutual Advantage Elite Enhanced (HMO-POS)Medical Mutual of Ohio · HMO-POS · drug deductible $55 | $75 | $4,000 | ★ 3.5 |
| AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $505 | $85 | $4,200 | ★ 4.0 |
| SummaCare Medicare Sapphire (HMO-POS)SummaCare Medicare Advantage Plans · HMO-POS · drug deductible $100 | $85 | $3,800 | ★ 4.0 |
| HumanaChoice H5525-030 (PPO)Humana · PPO · drug deductible $450 | $86 | $4,450 | ★ 4.0 |
| MedMutual Advantage Preferred (PPO)Medical Mutual of Ohio · PPO · drug deductible $55 | $90 | $5,900 | ★ 4.5 |
| Aetna Medicare Premier (PPO)Aetna Medicare · PPO · drug deductible $500 | $105 | $4,900 | ★ 4.0 |
| Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · PPO · drug deductible $395 | $106 | $6,750 | ★ 3.5 |
| HumanaChoice R0110-016 (Regional PPO)Humana · PPO · drug deductible $700 | $121 | $7,150 | ★ 3.5 |
| MedMutual Advantage Premium (PPO)Medical Mutual of Ohio · PPO · drug deductible $55 | $168 | $3,600 | ★ 4.5 |
Medicare Advantage plans without drug coverage (11)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)UnitedHealthcare · PPO | $0 | $8,900 | ★ 4.0 |
| AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $8,900 | ★ 4.0 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO | $0 | $6,900 | ★ 4.0 |
| Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPO | $0 | $5,900 | ★ 4.5 |
| Anthem Veteran (Regional PPO)Anthem Blue Cross and Blue Shield · PPO | $0 | $6,100 | ★ 3.5 |
| DEVOTED CHOICE MA ONLY 002 OH (PPO)Devoted Health · PPO | $0 | $9,250 | ★ 4.5 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $7,900 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $7,900 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $7,900 | ★ 4.5 |
| HumanaChoice R0110-015 (Regional PPO)Humana · PPO | $0 | $5,700 | ★ 3.5 |
| SummaCare Medicare Amber (HMO)SummaCare Medicare Advantage Plans · HMO | $0 | $3,450 | ★ 4.0 |
Special Needs Plans (only for people who qualify) (29)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $7,150 | ★ 3.5 |
| Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Longevity (HMO I-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Anthem Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $325 | $0 | $7,100 | Not rated |
| Anthem Dual Advantage Plus (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $405 | $0 | $9,850 | Not rated |
| Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $165 | $0 | $9,850 | Not rated |
| Anthem I MyCare Ohio Full Dual Support (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO · drug deductible $105 | $0 | $9,850 | Not rated |
| DEVOTED C-SNP ENHANCED 017 OH (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $5,100 | ★ 4.0 |
| DEVOTED C-SNP GIVEBACK EXTRAS 024 OH (HMO C-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $6,350 | ★ 4.0 |
| DEVOTED C-SNP PLUS 016 OH (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $9,850 | ★ 4.0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO · drug deductible $600 | $0 | $9,500 | ★ 4.0 |
| Perennial Advantage Premier (HMO-POS I-SNP)Perennial Advantage · HMO-POS · drug deductible $0 | $0 | $4,600 | Not rated |
| UHC Complete Care OH-18 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $6,900 | ★ 4.0 |
| UHC Complete Care Support OH-2A (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $0 | $0 | $9,850 | ★ 4.0 |
| Wellcare Buckeye Health Dual Access (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Wellcare Buckeye Health Dual Reserve (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $6,750 | Not rated |
| Wellcare Buckeye MyCare Ohio Dual Align Unity (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Zing Elite Diabetes & Heart OH (HMO C-SNP)Zing Health · HMO · drug deductible $350 | $0 | $6,750 | ★ 3.5 |
| Zing Select Diabetes & Heart OH (HMO C-SNP)Zing Health · HMO · drug deductible $500 | $0 | $6,750 | ★ 3.5 |
| Zing Select Dialysis OH (HMO C-SNP)Zing Health · HMO · drug deductible $350 | $0 | $6,900 | ★ 3.5 |
| Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $10.30 | $9,850 | Not rated |
| UHC Nursing Home Plan OH-F001 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $12.70 | $9,850 | ★ 5.0 |
| CareSource MyCare Ohio (HMO D-SNP)CareSource MyCare Ohio (HMO D-SNP) · HMO · drug deductible $700 | $21.10 | $9,650 | ★ 3.5 |
| CommuniCare Advantage ISNP (HMO I-SNP)Communicare Advantage · HMO · drug deductible $700 | $21.10 | $9,850 | Not rated |
| Molina Complete Care Connect for MyCare Ohio (HMO D-SNP)Molina Healthcare of Ohio · HMO · drug deductible $700 | $21.10 | $9,850 | ★ 3.0 |
| Molina Complete Care for MyCare Ohio (HMO D-SNP)Molina Healthcare of Ohio · HMO · drug deductible $700 | $21.10 | $9,850 | ★ 3.0 |
| Perennial Advantage Strive (HMO I-SNP)Perennial Advantage · HMO · drug deductible $700 | $21.10 | $9,850 | Not rated |
| Valor Health Plan (HMO I-SNP)Valor Health Plan · HMO · drug deductible $700 | $21.10 | $9,850 | ★ 3.5 |
| Zing Elite Essentials Diabetes & Heart OH (HMO C-SNP)Zing Health · HMO · drug deductible $700 | $21.10 | $5,950 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (9)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $11.30 | $700 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $15.70 | $700 | ★ 2.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $42 | $687 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $127.40 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $129.70 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $132.30 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $200.40 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.