2027 Medicare plans in McKean County, PA
The Medicare Advantage and Part D drug plans sold in McKean County, Pennsylvania for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 72 plans from 12 insurance companies
- Medicare Advantage plans with drug coverage: 36, premiums $0 to $295 a month; 15 have a $0 premium
- Part D drug plans: 8, premiums $5.30 to $184.40 a month
- Plans with a CMS star rating of 4 or more: 47
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (36)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $9,200 | ★ 4.0 |
| Aetna Medicare Advantra Signature Giveback (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $5,500 | ★ 4.0 |
| Aetna Medicare Signature Extra Plus (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $400 | $0 | $5,900 | ★ 3.5 |
| Aetna Medicare Signature Plus (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $400 | $0 | $5,500 | ★ 3.5 |
| Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · drug deductible $700 | $0 | $6,950 | ★ 4.5 |
| Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $700 | $0 | $8,000 | ★ 4.0 |
| Humana USAA Honor Giveback with Rx (PPO)Humana · PPO · drug deductible $700 | $0 | $7,350 | ★ 4.0 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $700 | $0 | $8,000 | ★ 4.0 |
| UPMC for Life Essential Rx (PPO)UPMC for Life · PPO · drug deductible $700 | $0 | $8,000 | ★ 4.5 |
| UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO · drug deductible $700 | $0 | $6,500 | ★ 4.5 |
| UPMC for Life PPO Premier Rx (PPO)UPMC for Life · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UPMC for Life HMO Deductible Rx (HMO)UPMC for Life · HMO · drug deductible $700 | $25 | $6,000 | ★ 4.5 |
| Geisinger Gold Value Rx (HMO)Geisinger Gold · HMO · drug deductible $0 | $29 | $9,000 | ★ 4.0 |
| UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO · drug deductible $700 | $33 | $6,000 | ★ 4.5 |
| UPMC for Life PPO High Deductible Rx (PPO)UPMC for Life · PPO · drug deductible $700 | $33 | $7,550 | ★ 4.5 |
| Aetna Medicare Advantra Enhanced (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $400 | $39 | $5,500 | ★ 3.5 |
| Aetna Medicare Premier Plus (PPO)Aetna Medicare · PPO · drug deductible $700 | $39 | $7,150 | ★ 4.5 |
| HumanaChoice H5525-005 (PPO)Humana · PPO · drug deductible $700 | $39 | $8,300 | ★ 4.0 |
| Security Blue HMO-POS ValueRx (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · drug deductible $700 | $48 | $5,500 | ★ 4.5 |
| AARP Medicare Advantage from UHC PA-0003 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $54 | $6,700 | ★ 4.0 |
| Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO · drug deductible $700 | $54 | $6,450 | ★ 4.5 |
| AARP Medicare Advantage from UHC PA-0008 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $60 | $5,900 | ★ 4.0 |
| HumanaChoice R0110-008 (Regional PPO)Humana · PPO · drug deductible $700 | $75 | $7,150 | ★ 3.5 |
| Freedom Blue PPO ValueRx (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · drug deductible $700 | $83 | $5,500 | ★ 4.5 |
| UPMC for Life HMO Rx (HMO)UPMC for Life · HMO · drug deductible $0 | $90 | $4,500 | ★ 4.5 |
| HumanaChoice H5216-120 (PPO)Humana · PPO · drug deductible $700 | $107 | $7,600 | ★ 4.0 |
| Freedom Blue PPO Select (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · drug deductible $0 | $114 | $5,000 | ★ 4.5 |
| Security Blue HMO-POS Standard (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · drug deductible $0 | $118 | $5,000 | ★ 4.5 |
| Security Blue HMO-POS Deluxe (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS · drug deductible $0 | $119 | $4,500 | ★ 4.5 |
| UPMC for Life PPO Rx Enhanced (PPO)UPMC for Life · PPO · drug deductible $0 | $155 | $7,550 | ★ 4.5 |
| Freedom Blue PPO Classic (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO · drug deductible $0 | $238 | $4,500 | ★ 4.5 |
| UPMC for Life HMO Rx Enhanced (HMO)UPMC for Life · HMO · drug deductible $0 | $295 | $7,550 | ★ 4.5 |
Medicare Advantage plans without drug coverage (10)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS)Aetna Medicare · HMO-POS | $0 | $5,500 | ★ 3.5 |
| Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO | $0 | $6,000 | ★ 4.5 |
| Geisinger Gold Heritage (HMO)Geisinger Gold · HMO | $0 | $6,700 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,700 | ★ 4.0 |
| HumanaChoice Giveback H5216-116 (PPO)Humana · PPO | $0 | $4,150 | ★ 4.0 |
| HumanaChoice R0110-007 (Regional PPO)Humana · PPO | $0 | $4,750 | ★ 3.5 |
| UPMC for Life HMO No Rx (HMO)UPMC for Life · HMO | $0 | $6,500 | ★ 4.5 |
| UPMC for Life PPO Salute (PPO)UPMC for Life · PPO | $0 | $9,850 | ★ 4.5 |
| Security Blue HMO-POS Basic (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS | $37 | $5,900 | ★ 4.5 |
Special Needs Plans (only for people who qualify) (18)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Longevity (HMO I-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| HumanaChoice SNP-DE H5216-227 (PPO D-SNP)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice SNP-DE H7617-048 (PPO D-SNP)Humana · PPO · drug deductible $50 | $0 | $9,850 | ★ 4.5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $7,150 | ★ 4.0 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $580 | $0 | $9,850 | ★ 4.0 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $380 | $0 | $9,850 | ★ 3.0 |
| UPMC for Life Complete Care (HMO D-SNP)UPMC for Life Complete Care · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $5,400 | ★ 3.5 |
| Geisinger Gold Secure Rx (HMO D-SNP)Geisinger Gold · HMO · drug deductible $700 | $1 | $9,850 | ★ 4.0 |
| Amerihealth Caritas VIP Care (HMO D-SNP)VISTA Health Plan Inc. · HMO · drug deductible $700 | $9 | $9,850 | ★ 3.5 |
| UHC Dual Complete PA-S001 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $11.70 | $9,850 | ★ 3.5 |
| American Health Advantage of Pennsylvania (HMO I-SNP)American Health Advantage of Pennsylvania · HMO · drug deductible $700 | $12.80 | $9,850 | Not rated |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP)Highmark Wholecare Medicare Assured · HMO · drug deductible $700 | $12.80 | $9,850 | ★ 3.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP)Highmark Wholecare Medicare Assured · HMO · drug deductible $700 | $12.80 | $6,500 | ★ 3.5 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $12.80 | $7,150 | ★ 3.0 |
Part D drug plans (to add to Original Medicare) (8)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $16.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $31.70 | $687 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $98.40 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $140.60 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $142.80 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $184.40 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Other counties in Pennsylvania
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.