Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) (2027)

Dual Special Needs Plan (Medicare Advantage) from Wellcare, plan ID H0174-022-000. Sold in 100 counties in Texas.

★★★★★3.5

Who can join

Only for people who have both Medicare and Medicaid.

2027 costs

Monthly premium$0

Drug deductible$700

Medical deductible$0

Out-of-pocket maximum (in network)$3,450

Plan typeDual Special Needs Plan (Medicare Advantage), HMO

Referral needed to see a specialistYes

Plan IDH0174-022-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium, unless Medicaid pays it for you.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

See this plan with my prescriptions

What you pay for medical care

Primary care visit$0

Specialist visit$25

Preventive care$0

Urgent care$25

Emergency room$150

Hospital stay$225/day

Outpatient surgery$0–$500

Lab tests$0–$20

X-rays and scans$0

Mental health visit$25

Physical therapy$25

Medical equipment20%

TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalCovered — up to $2000/yr allowance

VisionCovered — up to $100/yr allowance

HearingCovered — up to $750/yr allowance

Over-the-counter itemsCovered — up to $15/mo allowance

FitnessCovered

Rides to appointmentsNot covered

Drug costs by tier

Tier	30 days, standard pharmacy	30 days, preferred pharmacy	90 days by mail
1 Generic	$15	$0	$0
2 Preferred Brand	25%	20%	20%
3 Non-Preferred Drug	45%	42%	42%
4 Injectable Drugs	15%	0%	0%
5 Specialty Tier	25%	25%	N/A
6 Select Care Drugs	$0	$0	$0

A percentage is coinsurance: your share of the drug's price. The drug deductible may apply first, depending on the tier. Your Part D out-of-pocket costs are capped at $2,400 for 2027.

Where it's sold

Texas (100 counties)

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.