Medica Prime Solution Thrift w/Rx (Cost) (2027)

Medicare Advantage plan with drug coverage from Medica, plan ID H2450-007-000. Sold in 21 counties in Minnesota, 49 counties in North Dakota, 39 counties in South Dakota, 16 counties in Wisconsin.

★★★★★3.0

2027 costs

Monthly premium$91 ($38 of it for drug coverage)

Drug deductible$700

Medical deductible$0

Out-of-pocket maximum (in network)$7,150

Plan typeMedicare Advantage plan with drug coverage, Cost

Referral needed to see a specialistNo

Plan IDH2450-007-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

See this plan with my prescriptions

What you pay for medical care

Primary care visit20%

Specialist visit20%

Preventive care$0

Urgent care$25

Emergency room$130

Hospital stay$350/day

Outpatient surgery0%–20%

Lab tests20%

X-rays and scans20%

Mental health visit20%

Physical therapy20%

Medical equipment20%

TelehealthNot covered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalNot covered

VisionNot covered

HearingCovered — $549–$1299 copay per aid

Over-the-counter itemsNot covered

FitnessNot covered

Rides to appointmentsNot covered

Drug costs by tier

Tier	30 days, standard pharmacy	30 days, preferred pharmacy	90 days by mail
1 Preferred Generic	$0	$0	$0
2 Generic	$10	$10	$30
3 Preferred Brand	19%	19%	19%
4 Non-Preferred Drug	45%	45%	45%
5 Specialty Tier	25%	25%	N/A

A percentage is coinsurance: your share of the drug's price. The drug deductible may apply first, depending on the tier. Your Part D out-of-pocket costs are capped at $2,400 for 2027.

Where it's sold

Minnesota (21 counties)

North Dakota (49 counties)

South Dakota (39 counties)

Wisconsin (16 counties)

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.