eternalHealth Valor Give Back (HMO-POS) (2027)

Medicare Advantage plan without drug coverage from eternalHealth, plan ID H3551-003-000. Sold in 4 counties in Arizona.

★★★★★2.5

2027 costs

Monthly premium$0
Medical deductible$0
Out-of-pocket maximum (in network)$5,500
Plan typeMedicare Advantage plan without drug coverage, HMO-POS
Referral needed to see a specialistYes
Plan IDH3551-003-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

See this plan with my prescriptions

What you pay for medical care

Primary care visit$0
Specialist visit$0
Preventive care$0
Urgent care20%
Emergency room20%
Hospital stay$0
Outpatient surgery20%
Lab tests20%
X-rays and scans20%
Mental health visit20%
Physical therapy$30
Medical equipment20%
TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalCovered — up to $2500 allowance
VisionCovered — up to $200/yr allowance
HearingCovered — $595–$895 copay per aid
Over-the-counter itemsCovered — up to $50/quarter allowance
FitnessCovered
Rides to appointmentsCovered — 24 one-way trips/yr

Where it's sold

Arizona (4 counties)

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.