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Freedom Blue PPO Valor (PPO) (2027)

Medicare Advantage plan without drug coverage from Highmark Blue Cross Blue Shield or Highmark Blue Shield, plan ID H3916-043-000. Sold in 34 counties in Pennsylvania.

★★★★★4.5

2027 costs

Monthly premium$0
Medical deductible$0
Out-of-pocket maximum (in network)$6,000
Plan typeMedicare Advantage plan without drug coverage, PPO
Referral needed to see a specialistNo
Plan IDH3916-043-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

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What you pay for medical care

Primary care visit$0
Specialist visit$10
Preventive care$0
Urgent care$40
Emergency room$130
Hospital stay$0
Outpatient surgery$0–$245
Lab tests$0–$10
X-rays and scans$225
Mental health visit$5
Physical therapy$15
Medical equipment$0
TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalCovered — up to $3000 allowance
VisionCovered — up to $200 allowance
HearingCovered — up to $500/yr allowance
Over-the-counter itemsCovered — up to $100/quarter allowance
FitnessCovered
Rides to appointmentsNot covered

Where it's sold

Pennsylvania (34 counties)

Other 2027 Highmark Blue Cross Blue Shield or Highmark Blue Shield plans in Pennsylvania

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.