2027 Medicare plans in Providence County, RI
The Medicare Advantage and Part D drug plans sold in Providence County, Rhode Island for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 32 plans from 8 insurance companies
- Medicare Advantage plans with drug coverage: 10, premiums $0 to $159 a month; 4 have a $0 premium
- Part D drug plans: 10, premiums $13.30 to $284.70 a month
- Plans with a CMS star rating of 4 or more: 12
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (10)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC RI-0002 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $6,300 | ★ 4.0 |
| Aetna Medicare Prime Care (HMO-POS)Aetna Medicare · HMO-POS · drug deductible $400 | $0 | $6,900 | ★ 3.0 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $7,150 | ★ 4.0 |
| BlueCHiP for Medicare Essential (HMO-POS)Blue Cross & Blue Shield of Rhode Island · HMO-POS · drug deductible $500 | $0 | $6,750 | ★ 3.5 |
| AARP Medicare Advantage from UHC RI-0003 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $27 | $7,150 | ★ 4.0 |
| BlueCHiP for Medicare Access (HMO-POS)Blue Cross & Blue Shield of Rhode Island · HMO-POS · drug deductible $700 | $31.30 | $6,000 | ★ 3.5 |
| BlueCHiP for Medicare Enhanced (HMO-POS)Blue Cross & Blue Shield of Rhode Island · HMO-POS · drug deductible $500 | $39 | $6,750 | ★ 3.5 |
| AARP Medicare Advantage from UHC RI-0001 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $48 | $5,400 | ★ 4.0 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO · drug deductible $700 | $54 | $7,150 | ★ 4.0 |
| BlueCHiP for Medicare Extra (HMO-POS)Blue Cross & Blue Shield of Rhode Island · HMO-POS · drug deductible $450 | $159 | $6,000 | ★ 3.5 |
Medicare Advantage plans without drug coverage (3)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $6,200 | ★ 4.0 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO | $0 | $7,150 | ★ 4.0 |
| BlueCHiP for Medicare Core (HMO)Blue Cross & Blue Shield of Rhode Island · HMO | $0 | $5,000 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (9)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| UHC Complete Care RI-4 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $5,900 | ★ 4.0 |
| UHC Dual Complete RI-Q2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| UHC Nursing Home Plan RI-F001 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 5.0 |
| UHC Dual Advantage RI-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0.40 | $4,900 | ★ 3.5 |
| UHC Dual Complete RI-S3 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $3.10 | $9,850 | ★ 3.5 |
| UHC Dual Complete RI-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $3.40 | $9,850 | ★ 3.0 |
| Neighborhood Dual CONNECT (HMO D-SNP)Neighborhood Health Plan of Rhode Island · HMO · drug deductible $700 | $21.60 | $9,850 | Not rated |
| Neighborhood INTEGRITY for Duals (HMO D-SNP)Neighborhood Health Plan of Rhode Island · HMO · drug deductible $700 | $29.10 | $9,850 | Not rated |
| BlueRI for Duals (HMO D-SNP)Blue Cross & Blue Shield of Rhode Island · HMO · drug deductible $700 | $31.20 | $9,850 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $13.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $21.30 | $700 | ★ 3.0 |
| Blue MedicareRx Value Plus (PDP)Blue MedicareRx · PDP | $25.50 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $26.10 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $107.30 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $122.20 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $146.30 | $350 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $158.60 | $700 | ★ 2.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $239.80 | $300 | ★ 3.0 |
| Blue MedicareRx Premier (PDP)Blue MedicareRx · PDP | $284.70 | $0 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Other counties in Rhode Island
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.