2027 Medicare plans in Putnam County, WV
The Medicare Advantage and Part D drug plans sold in Putnam County, West Virginia for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 64 plans from 11 insurance companies
- Medicare Advantage plans with drug coverage: 30, premiums $0 to $152 a month; 15 have a $0 premium
- Part D drug plans: 8, premiums $5.30 to $184.40 a month
- Plans with a CMS star rating of 4 or more: 33
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (30)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC WV-0003 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $7,150 | ★ 3.0 |
| AARP Medicare Advantage from UHC WV-5 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Advantra Classic Giveback (PPO)Aetna Medicare · PPO · drug deductible $400 | $0 | $9,250 | ★ 4.0 |
| Aetna Medicare Advantra Signature (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $7,150 | ★ 3.5 |
| Aetna Medicare Advantra Signature Classic (PPO)Aetna Medicare · PPO · drug deductible $400 | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare Advantra Signature Giveback (PPO)Aetna Medicare · PPO · drug deductible $400 | $0 | $9,250 | ★ 4.0 |
| Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield · PPO · drug deductible $700 | $0 | $7,150 | ★ 3.5 |
| Humana Essentials Plus Giveback (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Choice H8145-052 (PFFS)Humana · PFFS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Humana Gold Plus H5619-113 (HMO-POS)Humana · HMO-POS · drug deductible $350 | $0 | $8,100 | ★ 4.0 |
| Humana Value Choice (PPO)Humana · PPO · drug deductible $500 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice Giveback H5216-328 (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Peak Advantage Vista (PPO)Peak Health · PPO · drug deductible $0 | $0 | $7,500 | ★ 5.0 |
| The Health Plan SecureChoice Optimum (PPO)The Health Plan · PPO · drug deductible $425 | $0 | $7,000 | ★ 3.0 |
| Wellpoint Medicare Advantage (HMO-POS)Wellpoint · HMO-POS · drug deductible $325 | $0 | $9,250 | Not rated |
| The Health Plan SecureCare - Option II (HMO)The Health Plan · HMO · drug deductible $395 | $13 | $7,500 | ★ 3.5 |
| Peak Advantage Summit (PPO)Peak Health · PPO · drug deductible $0 | $25 | $6,750 | ★ 5.0 |
| HumanaChoice H5216-425 (PPO)Humana · PPO · drug deductible $700 | $29 | $7,600 | ★ 4.0 |
| Aetna Medicare Advantra Enhanced (PPO)Aetna Medicare · PPO · drug deductible $700 | $31 | $7,150 | ★ 4.0 |
| Aetna Medicare Advantra Enhanced Classic (PPO)Aetna Medicare · PPO · drug deductible $700 | $31 | $7,150 | ★ 4.0 |
| HumanaChoice H5216-019 (PPO)Humana · PPO · drug deductible $700 | $34 | $6,800 | ★ 4.0 |
| AARP Medicare Advantage from UHC WV-0004 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $51 | $7,150 | ★ 3.0 |
| Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield · PPO · drug deductible $700 | $53 | $6,500 | ★ 3.5 |
| The Health Plan SecureChoice Reliance (PPO)The Health Plan · PPO · drug deductible $300 | $67 | $7,000 | ★ 3.0 |
| HumanaChoice R0110-008 (Regional PPO)Humana · PPO · drug deductible $700 | $75 | $7,150 | ★ 3.5 |
| AARP Medicare Advantage from UHC WV-0001 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $85 | $7,150 | ★ 3.0 |
| Aetna Medicare Premier (PPO)Aetna Medicare · PPO · drug deductible $400 | $109 | $9,850 | ★ 4.0 |
| Aetna Medicare Premier Classic (PPO)Aetna Medicare · PPO · drug deductible $400 | $109 | $9,850 | ★ 4.0 |
| Humana Full Access (PPO)Humana · PPO · drug deductible $700 | $121 | $7,150 | ★ 4.0 |
| Freedom Blue PPO Standard (PPO)Highmark Blue Cross Blue Shield · PPO · drug deductible $700 | $152 | $6,500 | ★ 3.5 |
Medicare Advantage plans without drug coverage (8)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO)UnitedHealthcare · PPO | $0 | $9,850 | ★ 3.0 |
| AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $9,300 | ★ 4.0 |
| Aetna Medicare Advantra Eagle Plus (HMO)Aetna Medicare · HMO | $0 | $6,900 | ★ 3.5 |
| Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield · PPO | $0 | $6,000 | ★ 3.5 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,500 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $9,150 | ★ 4.0 |
| HumanaChoice R0110-007 (Regional PPO)Humana · PPO | $0 | $4,750 | ★ 3.5 |
| The Health Plan SecureCare Integrity Plan 1 (HMO)The Health Plan · HMO | $0 | $7,500 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (18)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Full Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Partial Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Humana Dual Select H5619-126 (HMO-POS D-SNP)Humana · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Humana Gold Plus SNP-DE H5619-162 (HMO-POS D-SNP)Humana · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Humana Gold Plus SNP-DE H5619-179 (HMO-POS D-SNP)Humana · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Humana Together in Health (PPO I-SNP)Humana · PPO · drug deductible $50 | $0 | $9,850 | ★ 4.5 |
| HumanaChoice SNP-DE H5216-220 (PPO D-SNP)Humana · PPO · drug deductible $350 | $0 | $9,850 | ★ 4.0 |
| UHC Complete Care WV-7 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| UHC Dual Complete WV-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| UHC Dual Complete WV-S2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $465 | $0 | $9,850 | ★ 4.5 |
| Wellpoint Dual Advantage (HMO D-SNP)Wellpoint · HMO · drug deductible $105 | $0 | $6,440 | Not rated |
| Wellpoint Full Dual Advantage (HMO D-SNP)Wellpoint · HMO · drug deductible $360 | $0 | $9,850 | Not rated |
| CommuniCare Advantage ISNP (HMO I-SNP)Communicare Advantage · HMO · drug deductible $700 | $12.80 | $9,850 | Not rated |
| Highmark Health Options Duals (HMO D-SNP)Highmark Blue Cross Blue Shield · HMO · drug deductible $700 | $12.80 | $9,850 | Not rated |
| The Health Plan SecureCare SNP (HMO D-SNP)The Health Plan · HMO · drug deductible $700 | $12.80 | $9,250 | ★ 3.5 |
| UHC Dual Advantage WV-V1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $12.80 | $5,900 | ★ 4.5 |
| WV Senior Advantage (HMO I-SNP)West Virginia Senior Advantage · HMO · drug deductible $700 | $12.80 | $9,850 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (8)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $16.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $31.70 | $687 | ★ 4.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $98.40 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $140.60 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $142.80 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $184.40 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Other counties in West Virginia
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.