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HealthSpring Primary (HMO) (2027)

Medicare Advantage plan with drug coverage from HealthSpring, plan ID H4513-053-000. Sold in 25 counties in Tennessee.

★★★★★3.5

2027 costs

Monthly premium$13.70
Drug deductible$700
Medical deductible$0
Out-of-pocket maximum (in network)$5,400
Plan typeMedicare Advantage plan with drug coverage, HMO
Referral needed to see a specialistYes
Plan IDH4513-053-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

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What you pay for medical care

Primary care visit$0
Specialist visit$0
Preventive care$0
Urgent care$50
Emergency room$130
Hospital stay$300/day
Outpatient surgery$0–$300
Mental health visit$10
Physical therapy$15
Medical equipment20%
TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalCovered — up to $1500 allowance
VisionCovered — up to $175/yr allowance
HearingCovered — $399–$1800 copay per aid
Over-the-counter itemsCovered — up to $90/quarter allowance
FitnessCovered
Rides to appointmentsCovered — 10 one-way trips/yr

Drug costs by tier

Tier30 days, standard pharmacy30 days, preferred pharmacy90 days by mail
1 Preferred Generic25%25%25%
2 Generic25%25%25%
3 Preferred Brand25%25%25%
4 Non-Preferred Brand25%25%25%
5 Specialty25%25%25%

A percentage is coinsurance: your share of the drug's price. The drug deductible may apply first, depending on the tier. Your Part D out-of-pocket costs are capped at $2,400 for 2027.

Where it's sold

Tennessee (25 counties)

Other 2027 HealthSpring plans in Tennessee

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.