2027 Medicare plans in Madison County, TN
The Medicare Advantage and Part D drug plans sold in Madison County, Tennessee for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 57 plans from 11 insurance companies
- Medicare Advantage plans with drug coverage: 21, premiums $0 to $161 a month; 9 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $204.60 a month
- Plans with a CMS star rating of 4 or more: 20
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (21)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Direct Plus from UHC TN-8 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $505 | $0 | $6,400 | ★ 4.0 |
| AARP Medicare Advantage from UHC TN-0002 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $6,700 | ★ 4.5 |
| AARP Medicare Advantage from UHC TN-0003 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $6,400 | ★ 4.0 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| BlueAdvantage Garnet (PPO)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $0 | $5,900 | ★ 3.5 |
| HealthSpring Preferred (HMO)HealthSpring · HMO · drug deductible $500 | $0 | $6,200 | ★ 3.5 |
| HealthSpring True Choice (PPO)HealthSpring · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Humana Gold Plus H4461-025 (HMO)Humana · HMO · drug deductible $395 | $0 | $7,150 | ★ 4.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · HMO-POS · drug deductible $265 | $0 | $7,125 | ★ 3.0 |
| BlueAdvantage Extra (PPO)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $13 | $7,150 | ★ 3.5 |
| HealthSpring Primary (HMO)HealthSpring · HMO · drug deductible $700 | $13.70 | $5,400 | ★ 3.5 |
| Humana Value Plus H5216-180 (PPO)Humana · PPO · drug deductible $700 | $13.70 | $5,400 | ★ 4.0 |
| Wellpoint Extra Help (HMO-POS)Wellpoint · HMO-POS · drug deductible $700 | $13.70 | $9,000 | ★ 3.0 |
| AARP Medicare Advantage from UHC TN-0004 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $495 | $22 | $4,450 | ★ 4.0 |
| BlueAdvantage Emerald (PPO)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $25 | $5,900 | ★ 3.5 |
| Wellpoint Medicare Advantage (HMO-POS)Wellpoint · HMO-POS · drug deductible $475 | $40 | $6,750 | ★ 3.0 |
| HealthSpring Premier (HMO-POS)HealthSpring · HMO-POS · drug deductible $500 | $50 | $6,150 | ★ 3.5 |
| HumanaChoice H5216-097 (PPO)Humana · PPO · drug deductible $400 | $85 | $9,100 | ★ 4.0 |
| BlueAdvantage Ruby (PPO)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $95 | $4,450 | ★ 3.5 |
| HumanaChoice R0110-018 (Regional PPO)Humana · PPO · drug deductible $700 | $124 | $7,000 | ★ 3.5 |
| BlueAdvantage Diamond (PPO)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $161 | $4,450 | ★ 3.5 |
Medicare Advantage plans without drug coverage (6)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $4,450 | ★ 4.0 |
| BlueAdvantage Freedom (PPO)BlueCross BlueShield of Tennessee · PPO | $0 | $4,450 | ★ 3.5 |
| HealthSpring Courage (HMO)HealthSpring · HMO | $0 | $3,900 | ★ 3.5 |
| Humana USAA Honor Giveback (HMO)Humana · HMO | $0 | $3,750 | ★ 4.5 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $3,400 | ★ 4.0 |
| HumanaChoice R0110-017 (Regional PPO)Humana · PPO | $0 | $4,650 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (19)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Humana Dual QMB Only (HMO D-SNP)Humana · HMO · drug deductible $50 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO · drug deductible $250 | $0 | $9,800 | ★ 4.5 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP)Humana · HMO · drug deductible $200 | $0 | $9,850 | ★ 4.5 |
| Humana Together in Health (PPO I-SNP)Humana · PPO · drug deductible $100 | $0 | $9,850 | ★ 4.0 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $7,150 | ★ 4.0 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $75 | $0 | $9,850 | ★ 3.0 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| Wellpoint Dual Advantage Plus (HMO D-SNP)Wellpoint · HMO · drug deductible $105 | $0 | $9,850 | ★ 3.0 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP)Wellpoint · HMO · drug deductible $105 | $0 | $9,850 | ★ 3.0 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP)Wellpoint · HMO · drug deductible $105 | $0 | $9,850 | ★ 3.0 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $4.90 | $7,150 | ★ 4.0 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $0 | $8.60 | $9,850 | ★ 3.0 |
| HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · HMO · drug deductible $700 | $10 | $9,850 | ★ 3.5 |
| American Health Advantage of Tennessee (HMO I-SNP)American Health Advantage of Tennessee · HMO · drug deductible $700 | $13.70 | $9,850 | Not rated |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)BlueCross BlueShield of Tennessee · PPO · drug deductible $700 | $13.70 | $9,850 | ★ 3.5 |
| BlueCare Plus (HMO D-SNP)BlueCare Plus Tennessee · HMO · drug deductible $700 | $13.70 | $9,850 | ★ 3.0 |
| BlueCare Plus Choice (HMO D-SNP)BlueCare Plus Tennessee · HMO · drug deductible $700 | $13.70 | $9,850 | ★ 3.0 |
| BlueCare Plus Select (HMO D-SNP)BlueCare Plus Tennessee · HMO · drug deductible $700 | $13.70 | $9,850 | ★ 3.0 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $6.30 | $700 | ★ 4.5 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Value Rx Plan (PDP)Humana · PDP | $60 | $687 | ★ 4.5 |
| BlueRx Essential (PDP)BlueRx (PDP) · PDP | $61.10 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $110.40 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $126.40 | $700 | ★ 3.0 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $127.90 | $350 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $148.80 | $700 | ★ 2.5 |
| BlueRx Enhanced Plus (PDP)BlueRx (PDP) · PDP | $157.60 | $250 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $204.60 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.