Humana Gold Choice H8145-126 (PFFS) (2027)

Medicare Advantage plan without drug coverage from Humana, plan ID H8145-126-000. Sold in 38 counties in Arkansas, 41 counties in Illinois, 19 counties in Kansas, 35 counties in Missouri, 33 counties in Oklahoma, 41 counties in Texas.

★★★★★4.0

2027 costs

Monthly premium$0

Medical deductible$0

Out-of-pocket maximum (in network)$9,850

Plan typeMedicare Advantage plan without drug coverage, PFFS

Referral needed to see a specialistNo

Plan IDH8145-126-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

See this plan with my prescriptions

What you pay for medical care

Primary care visit$0

Specialist visit$40

Preventive care$0

Urgent care$40

Emergency room$115

Hospital stay$485/day

Outpatient surgery$0–$400

Lab tests$0–$175

X-rays and scans$0

Mental health visit$20

Physical therapy$30

Medical equipment20%

TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalCovered — up to $1750 allowance

VisionCovered — up to $100/yr allowance

HearingCovered — $575–$750 copay per aid

Over-the-counter itemsCovered

FitnessNot covered

Rides to appointmentsNot covered

Where it's sold

Arkansas (38 counties)

Illinois (41 counties)

Kansas (19 counties)

Missouri (35 counties)

Oklahoma (33 counties)

Texas (41 counties)

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.