2027 Medicare plans in Clark County, IL
The Medicare Advantage and Part D drug plans sold in Clark County, Illinois for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 34 plans from 7 insurance companies
- Medicare Advantage plans with drug coverage: 13, premiums $0 to $92 a month; 6 have a $0 premium
- Part D drug plans: 10, premiums $5.30 to $178.30 a month
- Plans with a CMS star rating of 4 or more: 18
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (13)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $5,900 | ★ 4.0 |
| HumanaChoice Giveback H5216-403 (PPO)Humana · PPO · drug deductible $700 | $0 | $5,000 | ★ 4.0 |
| HumanaChoice Giveback H7617-013 (PPO)Humana · PPO · drug deductible $700 | $0 | $5,000 | ★ 4.5 |
| Wellcare Giveback (HMO)Wellcare · HMO · drug deductible $700 | $0 | $7,800 | ★ 3.5 |
| Wellcare Simple Essential (HMO)Wellcare · HMO · drug deductible $700 | $0 | $5,500 | ★ 3.5 |
| Wellcare Simple Value (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $5,500 | ★ 3.0 |
| HumanaChoice H5216-399 (PPO)Humana · PPO · drug deductible $700 | $33 | $6,250 | ★ 4.0 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $49 | $5,900 | ★ 4.0 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO · drug deductible $700 | $58 | $4,900 | ★ 4.0 |
| AARP Medicare Advantage from UHC IL-6 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $59 | $6,700 | ★ 4.0 |
| Humana Gold Choice H8145-006 (PFFS)Humana · PFFS · drug deductible $700 | $60 | $7,800 | ★ 4.0 |
| HumanaChoice R5361-002 (Regional PPO)Humana · PPO · drug deductible $700 | $87 | $7,700 | ★ 3.5 |
| HumanaChoice H5216-013 (PPO)Humana · PPO · drug deductible $700 | $92 | $6,550 | ★ 4.0 |
Medicare Advantage plans without drug coverage (6)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)UnitedHealthcare · PPO | $0 | $7,150 | ★ 4.0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO | $0 | $4,900 | ★ 4.0 |
| Humana Gold Choice H8145-126 (PFFS)Humana · PFFS | $0 | $9,850 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,000 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $6,000 | ★ 4.5 |
| Humana USAA Honor Giveback (Regional PPO)Humana · PPO | $0 | $6,750 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (5)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP)Aetna Medicare FIDE · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| Humana Dual Fully Integrated (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,250 | Not rated |
| Molina Medicare Complete Care Plus (HMO D-SNP)Molina Healthcare of Illinois · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
| UHC Complete Care Support IL-1A (PPO C-SNP)UnitedHealthcare · PPO · drug deductible $610 | $0 | $9,850 | ★ 4.5 |
| Wellcare Meridian Dual Align (HMO D-SNP)Wellcare · HMO · drug deductible $700 | $0 | $9,850 | Not rated |
Part D drug plans (to add to Original Medicare) (10)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $6.30 | $700 | ★ 4.5 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Value Rx Plan (PDP)Humana · PDP | $22.30 | $687 | ★ 4.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $78.30 | $700 | ★ 3.0 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $90.90 | $700 | ★ 2.5 |
| HealthSpring Extra RX (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $108.20 | $700 | ★ 2.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $120.90 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $130.20 | $350 | ★ 4.5 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $178.30 | $300 | ★ 3.0 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.