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Humana USAA Honor Giveback (Regional PPO) (2027)

Medicare Advantage plan without drug coverage from Humana, plan ID R5361-001-000. Sold in 102 counties in Illinois, 72 counties in Wisconsin.

★★★★★3.5

2027 costs

Monthly premium$0
Medical deductible$100
Out-of-pocket maximum (in network)$6,750
Plan typeMedicare Advantage plan without drug coverage, PPO
Referral needed to see a specialistNo
Plan IDR5361-001-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

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What you pay for medical care

Primary care visit$0
Specialist visit$45
Preventive care$0
Urgent care$50
Emergency room$130
Hospital stay$440/day
Outpatient surgery$0–$400
Lab tests$0–$100
X-rays and scans$0
Mental health visit$0
Physical therapy$40
Medical equipment19%
TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalCovered — up to $1000 allowance
VisionCovered — up to $200/yr allowance
HearingCovered — $575–$750 copay per aid
Over-the-counter itemsNot covered
FitnessCovered
Rides to appointmentsNot covered

Where it's sold

Illinois (102 counties)

Wisconsin (72 counties)

Other 2027 Humana plans in Illinois

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.