2027 Medicare plans in Buncombe County, NC
The Medicare Advantage and Part D drug plans sold in Buncombe County, North Carolina for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 90 plans from 12 insurance companies
- Medicare Advantage plans with drug coverage: 34, premiums $0 to $158 a month; 24 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $239.20 a month
- Plans with a CMS star rating of 4 or more: 59
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (34)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC NC-24 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $9,300 | ★ 4.0 |
| Aetna Medicare Signature (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $7,500 | ★ 4.0 |
| Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $5,500 | ★ 3.5 |
| Alignment Health Platinum 010 (HMO)Alignment Health Plan · HMO · drug deductible $225 | $0 | $4,300 | ★ 4.5 |
| Alignment Health Smart 006 (HMO)Alignment Health Plan · HMO · drug deductible $700 | $0 | $3,400 | ★ 4.5 |
| Blue Medicare Essential (HMO)Blue Cross and Blue Shield of North Carolina · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Blue Medicare Essential Plus (HMO-POS)Blue Cross and Blue Shield of North Carolina · HMO-POS · drug deductible $700 | $0 | $5,900 | ★ 4.0 |
| DEVOTED CHOICE 005 NC (PPO)Devoted Health · PPO · drug deductible $650 | $0 | $5,300 | ★ 4.0 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO)Devoted Health · PPO · drug deductible $465 | $0 | $9,850 | ★ 4.0 |
| DEVOTED CORE 029 NC (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $4,950 | ★ 4.5 |
| DEVOTED GIVEBACK 030 NC (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $9,850 | ★ 4.5 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO)Devoted Health · HMO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS)Humana · HMO-POS · drug deductible $450 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus H1036-335 (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $3,950 | ★ 4.5 |
| Humana Gold Plus H6622-025 (HMO-POS)Humana · HMO-POS · drug deductible $450 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice Giveback H5216-017 (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| HumanaChoice Giveback H5525-035 (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Troy Medicare (HMO)Troy Medicare · HMO · drug deductible $0 | $0 | $4,950 | ★ 3.0 |
| Wellcare Assist Open (PPO)Wellcare · PPO · drug deductible $700 | $0 | $6,500 | ★ 3.0 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $6,700 | ★ 3.5 |
| Wellcare Simple Open (PPO)Wellcare · PPO · drug deductible $700 | $0 | $7,150 | ★ 3.0 |
| HumanaChoice H7617-122 (PPO)Humana · PPO · drug deductible $700 | $13 | $9,850 | ★ 4.5 |
| Humana Gold Plus H6622-026 (HMO-POS)Humana · HMO-POS · drug deductible $450 | $13.30 | $9,850 | ★ 4.0 |
| HumanaChoice H5525-070 (PPO)Humana · PPO · drug deductible $700 | $13.30 | $9,850 | ★ 4.0 |
| Alignment Health AVA 001 (PPO)Alignment Health Plan · PPO · drug deductible $0 | $20 | $3,900 | Not rated |
| Blue Medicare Enhanced (HMO-POS)Blue Cross and Blue Shield of North Carolina · HMO-POS · drug deductible $700 | $41 | $4,900 | ★ 4.0 |
| Humana Gold Choice H8145-004 (PFFS)Humana · PFFS · drug deductible $700 | $43 | $9,850 | ★ 4.0 |
| Blue Medicare PPO Enhanced (PPO)Blue Cross and Blue Shield of North Carolina · PPO · drug deductible $700 | $45 | $6,900 | ★ 4.5 |
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $57 | $5,900 | ★ 4.0 |
| HumanaChoice H5216-211 (PPO)Humana · PPO · drug deductible $700 | $67 | $9,850 | ★ 4.0 |
| Humana Full Access (Regional PPO)Humana · PPO · drug deductible $700 | $158 | $9,850 | ★ 3.5 |
Medicare Advantage plans without drug coverage (10)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $9,300 | ★ 4.0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO | $0 | $7,150 | ★ 4.0 |
| Blue Medicare Freedom+ (PPO)Blue Cross and Blue Shield of North Carolina · PPO | $0 | $9,850 | ★ 4.5 |
| Blue Medicare Medical Only (HMO-POS)Blue Cross and Blue Shield of North Carolina · HMO-POS | $0 | $3,900 | ★ 4.0 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO)Devoted Health · PPO | $0 | $9,250 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $9,850 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $9,850 | ★ 4.0 |
| Humana USAA Honor Giveback (Regional PPO)Humana · PPO | $0 | $9,850 | ★ 3.5 |
| HumanaChoice R0110-004 (Regional PPO)Humana · PPO | $0 | $9,850 | ★ 3.5 |
| Wellcare Patriot Giveback Open (PPO)Wellcare · PPO | $0 | $8,850 | ★ 3.0 |
Special Needs Plans (only for people who qualify) (35)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Full Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Alignment Health Heart & Diabetes 011 (HMO C-SNP)Alignment Health Plan · HMO · drug deductible $250 | $0 | $3,400 | ★ 4.5 |
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $5,600 | ★ 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $7,150 | ★ 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $9,850 | ★ 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $6,750 | ★ 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Dual Select H1036-307 (HMO D-SNP)Humana · HMO · drug deductible $200 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO · drug deductible $550 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)Humana · HMO · drug deductible $0 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP)Humana · PPO · drug deductible $550 | $0 | $9,850 | ★ 4.0 |
| Liberty Medicare Advantage (HMO C-SNP)Liberty Medicare Advantage · HMO · drug deductible $0 | $0 | $3,800 | ★ 3.5 |
| UHC Complete Care NC-25 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $6,400 | ★ 4.0 |
| UHC Dual Complete NC-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| UHC Dual Complete NC-S2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 5.0 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP)Wellcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.0 |
| AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care · HMO · drug deductible $450 | $1.90 | $9,850 | Not rated |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $3.80 | $9,850 | ★ 4.0 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP)Humana · HMO-POS · drug deductible $700 | $4.10 | $9,850 | ★ 4.0 |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP)Alignment Health Plan · HMO-POS · drug deductible $700 | $4.80 | $9,850 | ★ 4.5 |
| Healthy Blue + Medicare (HMO-POS D-SNP)Blue Cross and Blue Shield of North Carolina · HMO-POS · drug deductible $700 | $13.20 | $9,850 | ★ 3.0 |
| Alignment Health Duals+ 004 (HMO-POS D-SNP)Alignment Health Plan · HMO-POS · drug deductible $700 | $13.30 | $9,850 | ★ 4.5 |
| Humana Dual Select H5525-072 (PPO D-SNP)Humana · PPO · drug deductible $700 | $13.30 | $9,850 | ★ 4.0 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP)Liberty Medicare Advantage · HMO · drug deductible $700 | $13.30 | $6,800 | ★ 3.5 |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO · drug deductible $700 | $13.30 | $9,850 | ★ 5.0 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP)Troy Medicare · HMO · drug deductible $700 | $13.30 | $9,850 | ★ 3.0 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $13.30 | $5,900 | ★ 4.0 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $13.30 | $9,250 | ★ 3.5 |
| Liberty Medicare Dual Plan (HMO D-SNP)Liberty Medicare Advantage · HMO · drug deductible $700 | $17.50 | $7,550 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $12.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $51.30 | $687 | ★ 4.5 |
| Blue Medicare Rx Standard (PDP)Blue Cross and Blue Shield of North Carolina · PDP | $92.10 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $130.20 | $350 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $143.50 | $700 | ★ 2.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $143.90 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $150.20 | $700 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $203.90 | $300 | ★ 3.0 |
| Blue Medicare Rx Enhanced (PDP)Blue Cross and Blue Shield of North Carolina · PDP | $239.20 | $0 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Other counties in North Carolina
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.