Home›2027 Medicare plans›North Carolina›Blue Medicare Freedom+ (PPO)

Blue Medicare Freedom+ (PPO) (2027)

Medicare Advantage plan without drug coverage from Blue Cross and Blue Shield of North Carolina, plan ID H3404-004-000. Sold in 100 counties in North Carolina.

★★★★★4.5

2027 costs

Monthly premium$0
Medical deductible$0
Out-of-pocket maximum (in network)$9,850
Plan typeMedicare Advantage plan without drug coverage, PPO
Referral needed to see a specialistNo
Plan IDH3404-004-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

See this plan with my prescriptions

What you pay for medical care

Primary care visit20%
Specialist visit20%
Preventive care$0
Urgent care$40
Emergency room$115
Hospital stay$0
Outpatient surgery20%
Lab tests20%
X-rays and scans20%
Mental health visit20%
Physical therapy$35
Medical equipment20%
TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalNot covered
VisionNot covered
HearingNot covered
Over-the-counter itemsCovered
FitnessNot covered
Rides to appointmentsNot covered

Where it's sold

North Carolina (100 counties)

Other 2027 Blue Cross and Blue Shield of North Carolina plans in North Carolina

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.