2027 Medicare plans in Surry County, NC
The Medicare Advantage and Part D drug plans sold in Surry County, North Carolina for 2027 in CMS's plan data, with each plan's premium, out-of-pocket maximum and star rating. Open enrollment for 2027 runs October 15 to December 7, 2026.
At a glance
- 67 plans from 9 insurance companies
- Medicare Advantage plans with drug coverage: 24, premiums $0 to $158 a month; 16 have a $0 premium
- Part D drug plans: 11, premiums $5.30 to $239.20 a month
- Plans with a CMS star rating of 4 or more: 46
Compare these plans for your prescriptions
Enter your ZIP code and add your prescriptions to see each plan's estimated yearly cost, including your drugs, next to Cost Plus Drugs prices.
Compare plans with my prescriptionsMedicare Advantage plans with drug coverage (24)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0017 (PPO)UnitedHealthcare · PPO · drug deductible $685 | $0 | $7,150 | ★ 4.0 |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $5,900 | ★ 4.0 |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $685 | $0 | $4,450 | ★ 4.0 |
| Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO · drug deductible $700 | $0 | $7,500 | ★ 4.0 |
| Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO · drug deductible $400 | $0 | $5,500 | ★ 3.5 |
| Blue Medicare Essential (HMO)Blue Cross and Blue Shield of North Carolina · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Blue Medicare Essential Plus (HMO-POS)Blue Cross and Blue Shield of North Carolina · HMO-POS · drug deductible $700 | $0 | $7,000 | ★ 4.0 |
| DEVOTED CORE 021 NC (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $4,950 | ★ 4.5 |
| DEVOTED GIVEBACK 022 NC (HMO)Devoted Health · HMO · drug deductible $650 | $0 | $9,300 | ★ 4.5 |
| DEVOTED GIVEBACK EXTRAS 041 NC (HMO)Devoted Health · HMO · drug deductible $700 | $0 | $6,750 | ★ 4.5 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS)Humana · HMO-POS · drug deductible $450 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus H1036-335 (HMO-POS)Humana · HMO-POS · drug deductible $700 | $0 | $3,950 | ★ 4.5 |
| HumanaChoice Giveback H5525-035 (PPO)Humana · PPO · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| Wellcare Simple (HMO-POS)Wellcare · HMO-POS · drug deductible $700 | $0 | $6,700 | ★ 3.5 |
| HumanaChoice H5525-070 (PPO)Humana · PPO · drug deductible $700 | $13.30 | $9,850 | ★ 4.0 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO · drug deductible $500 | $25 | $6,750 | ★ 4.0 |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS)UnitedHealthcare · HMO-POS · drug deductible $595 | $42 | $4,900 | ★ 4.0 |
| Blue Medicare Enhanced (HMO-POS)Blue Cross and Blue Shield of North Carolina · HMO-POS · drug deductible $700 | $50 | $4,900 | ★ 4.0 |
| HumanaChoice H5525-049 (PPO)Humana · PPO · drug deductible $450 | $52 | $9,850 | ★ 4.0 |
| AARP Medicare Advantage from UHC NC-0016 (PPO)UnitedHealthcare · PPO · drug deductible $595 | $53 | $4,450 | ★ 4.0 |
| Blue Medicare PPO Enhanced (PPO)Blue Cross and Blue Shield of North Carolina · PPO · drug deductible $700 | $70 | $6,900 | ★ 4.5 |
| Humana Full Access (Regional PPO)Humana · PPO · drug deductible $700 | $158 | $9,850 | ★ 3.5 |
Medicare Advantage plans without drug coverage (7)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)UnitedHealthcare · HMO-POS | $0 | $9,300 | ★ 4.0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare · PPO | $0 | $7,150 | ★ 4.0 |
| Blue Medicare Freedom+ (PPO)Blue Cross and Blue Shield of North Carolina · PPO | $0 | $9,850 | ★ 4.5 |
| Blue Medicare Medical Only (HMO-POS)Blue Cross and Blue Shield of North Carolina · HMO-POS | $0 | $3,900 | ★ 4.0 |
| Humana USAA Honor Giveback (PPO)Humana · PPO | $0 | $9,850 | ★ 4.0 |
| Humana USAA Honor Giveback (Regional PPO)Humana · PPO | $0 | $9,850 | ★ 3.5 |
| HumanaChoice R0110-004 (Regional PPO)Humana · PPO | $0 | $9,850 | ★ 3.5 |
Special Needs Plans (only for people who qualify) (25)
| Plan | Premium per month | Out-of-pocket max | Stars |
|---|---|---|---|
| Aetna Medicare Full Dual (HMO D-SNP)Aetna Medicare · HMO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| DEVOTED C-SNP ENHANCED 014 NC (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $6,200 | ★ 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 045 NC (HMO C-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $6,750 | ★ 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)Devoted Health · HMO · drug deductible $461 | $0 | $9,850 | ★ 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $6,750 | ★ 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP)Devoted Health · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| Humana Dual Select H1036-307 (HMO D-SNP)Humana · HMO · drug deductible $200 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO · drug deductible $550 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)Humana · HMO · drug deductible $0 | $0 | $9,850 | ★ 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)Humana · HMO · drug deductible $700 | $0 | $9,850 | ★ 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP)Humana · PPO · drug deductible $550 | $0 | $9,850 | ★ 4.0 |
| PruittHealth Premier (HMO I-SNP)PruittHealth Premier · HMO · drug deductible $350 | $0 | $5,900 | Not rated |
| UHC Complete Care NC-28 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS · drug deductible $595 | $0 | $4,450 | ★ 4.0 |
| UHC Dual Complete NC-Q1 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 4.0 |
| UHC Dual Complete NC-S2 (PPO D-SNP)UnitedHealthcare · PPO · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $0 | $9,850 | ★ 3.5 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $3.80 | $9,850 | ★ 4.0 |
| Healthy Blue + Medicare (HMO-POS D-SNP)Blue Cross and Blue Shield of North Carolina · HMO-POS · drug deductible $700 | $13.20 | $9,850 | ★ 3.0 |
| Humana Dual Select H5525-072 (PPO D-SNP)Humana · PPO · drug deductible $700 | $13.30 | $9,850 | ★ 4.0 |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO · drug deductible $700 | $13.30 | $9,850 | ★ 5.0 |
| PruittHealth Premier (HMO I-SNP)PruittHealth Premier · HMO · drug deductible $700 | $13.30 | $9,850 | Not rated |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS · drug deductible $700 | $13.30 | $5,900 | ★ 4.0 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP)Wellcare · HMO-POS · drug deductible $700 | $13.30 | $9,250 | ★ 3.5 |
Part D drug plans (to add to Original Medicare) (11)
| Plan | Premium per month | Drug deductible | Stars |
|---|---|---|---|
| Wellcare Value Script (PDP)Wellcare · PDP | $5.30 | $700 | ★ 3.0 |
| Wellcare Classic (PDP)Wellcare · PDP | $7.30 | $700 | ★ 3.0 |
| Humana Basic Rx Plan (PDP)Humana · PDP | $12.30 | $700 | ★ 4.5 |
| Humana Value Rx Plan (PDP)Humana · PDP | $51.30 | $687 | ★ 4.5 |
| Blue Medicare Rx Standard (PDP)Blue Cross and Blue Shield of North Carolina · PDP | $92.10 | $700 | ★ 2.5 |
| Humana Premier Rx Plan (PDP)Humana · PDP | $130.20 | $350 | ★ 4.5 |
| SilverScript Choice (PDP)Aetna Medicare · PDP | $143.50 | $700 | ★ 2.5 |
| HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX · PDP | $143.90 | $700 | ★ 2.5 |
| AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare · PDP | $150.20 | $700 | ★ 3.0 |
| AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare · PDP | $203.90 | $300 | ★ 3.0 |
| Blue Medicare Rx Enhanced (PDP)Blue Cross and Blue Shield of North Carolina · PDP | $239.20 | $0 | ★ 2.5 |
Sorted by monthly premium. The lowest premium isn't always the lowest total cost: drug costs, copays and the out-of-pocket maximum matter too.
Other counties in North Carolina
Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.