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Humana Full Access (Regional PPO) (2027)

Medicare Advantage plan with drug coverage from Humana, plan ID R0110-005-000. Sold in 100 counties in North Carolina, 133 counties in Virginia.

★★★★★3.5

2027 costs

Monthly premium$158 ($119.60 of it for drug coverage)
Drug deductible$700
Medical deductible$0
Out-of-pocket maximum (in network)$9,850
Plan typeMedicare Advantage plan with drug coverage, PPO
Referral needed to see a specialistNo
Plan IDR0110-005-000

With a Medicare Advantage plan you also keep paying your Medicare Part B premium.

What this plan would cost for your prescriptions

Add your prescriptions to see this plan's estimated yearly cost for them, which of them are on its drug list, and how each compares with Cost Plus Drugs prices.

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What you pay for medical care

Primary care visit$0
Specialist visit$45
Preventive care$0
Urgent care$40
Emergency room$115
Hospital stay$375/day
Outpatient surgery$0–$475
Lab tests$0–$180
X-rays and scans$0
Mental health visit$35
Physical therapy$25
Medical equipment20%
TelehealthCovered

In-network amounts. A range means it depends on the service or provider.

Extra benefits

DentalNot covered
VisionCovered — up to $150/yr allowance
HearingCovered — $575–$750 copay per aid
Over-the-counter itemsNot covered
FitnessCovered
Rides to appointmentsNot covered

Drug costs by tier

Tier30 days, standard pharmacy30 days, preferred pharmacy90 days by mail
1 Preferred Generic$0$0$0
2 Generic$5$5$0
3 Preferred Brand17%17%15%
4 Non-Preferred Drug32%32%32%
5 Specialty Tier25%25%N/A

A percentage is coinsurance: your share of the drug's price. The drug deductible may apply first, depending on the tier. Your Part D out-of-pocket costs are capped at $2,400 for 2027.

Where it's sold

North Carolina (100 counties)

Virginia (133 counties)

Other 2027 Humana plans in North Carolina

Plan costs and benefits are from CMS's 2027 Medicare plan data (data as of October 27, 2026). Star ratings are CMS's 2027 Star Ratings. Every year, Medicare evaluates plans based on a 5-star rating system. Benefits, premiums and copays can change from year to year; check the plan's Evidence of Coverage, call the plan, or use Medicare.gov before you enroll.